SBA lender profile
Gulf Coast Bank and Trust Company
Gulf Coast Bank and Trust Company appears in the public SBA loan data with 1,630 funded 7(a) loans since FY2010, totaling $1.1B, an average of $689K per loan, and an estimated 26,450 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.4%. 68.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 94
- Activity 95
- Consistency 89
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Gulf Coast Bank and Trust Company the right lender for you?
Lenders fund what they know. Gulf Coast Bank and Trust Company's SBA lending concentrates in Texas (254 loans) and Accommodation and Food Services (400 loans), at an average loan of $689K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.7B
- Headquarters
- New Orleans, LA
- FDIC cert
- #32974
- Status
- Active
Where Gulf Coast Bank and Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 254 | $242.9M |
| Louisiana | 634 | $205.9M |
| Florida | 182 | $163.9M |
| California | 59 | $59.1M |
| North Carolina | 52 | $46.6M |
| Colorado | 38 | $32.8M |
Metro areas where Gulf Coast Bank and Trust Company funds
What Gulf Coast Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 400 | $303.9M |
| Health Care and Social Assistance | 173 | $140.2M |
| Other Services | 180 | $132.7M |
| Retail Trade | 237 | $119.9M |
| Manufacturing | 87 | $78.1M |
| Construction | 110 | $73.5M |
Gulf Coast Bank and Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 190 | $56.0M |
| 2011 | 200 | $63.4M |
| 2012 | 108 | $51.5M |
| 2013 | 117 | $56.3M |
| 2014 | 76 | $60.5M |
| 2015 | 66 | $61.5M |
| 2016 | 69 | $59.3M |
| 2017 | 59 | $53.6M |
| 2018 | 53 | $45.8M |
| 2019 | 49 | $36.7M |
| 2020 | 84 | $68.0M |
| 2021 | 130 | $107.0M |
| 2022 | 65 | $54.9M |
| 2023 | 78 | $62.5M |
| 2024 | 84 | $89.7M |
| 2025 | 145 | $142.3M |
| 2026 | 57 | $54.7M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Gulf Coast Bank and Trust Company: frequently asked questions
Does Gulf Coast Bank and Trust Company offer SBA loans?
Yes. Gulf Coast Bank and Trust Company appears in the public SBA data with 1,630 funded SBA 7(a) loans totaling $1.1B.
How many SBA loans has Gulf Coast Bank and Trust Company made?
Gulf Coast Bank and Trust Company is associated with 1,630 SBA 7(a) loans totaling $1.1B in the public SBA data (as of 2026-03-31).
What is Gulf Coast Bank and Trust Company's SBA charge-off rate?
About 3.4% of Gulf Coast Bank and Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Gulf Coast Bank and Trust Company do most of its SBA lending?
Gulf Coast Bank and Trust Company's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is Gulf Coast Bank and Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Gulf Coast Bank and Trust Company operating under PLP delegated authority: 1,119 of its 7(a) loans (68.7%) were processed through the Preferred Lenders Program, including 254 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Gulf Coast Bank and Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/gulf-coast-bank-and-trust-company/
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