SBA lending by metro area
SBA lenders in Reno, NV
Which lenders fund Reno-area businesses, how much, and how the market compares with Nevada: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Reno area
Ranked by SBA volume funded to businesses located in the Reno metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Nevada State Development Corporation | 317 | $210.1M | $663K | not reported |
| 2 | Wells Fargo Bank National Association | 216 | $61.0M | $283K | 4.17% |
| 3 | California Statewide Certified Development Corporation | 68 | $60.7M | $893K | not reported |
| 4 | Live Oak Banking Company | 41 | $60.5M | $1.5M | 0.00% |
| 5 | U.S. Bank, National Association | 199 | $45.2M | $227K | 2.51% |
| 6 | Mortgage Capital Development Corporation | 33 | $41.9M | $1.3M | not reported |
| 7 | Plumas Bank | 66 | $37.0M | $561K | 4.55% |
| 8 | Zions Bank, A Division of | 95 | $25.1M | $265K | 1.05% |
| 9 | Western Alliance Bank | 23 | $21.0M | $911K | 4.35% |
| 10 | Celtic Bank Corporation | 60 | $19.9M | $332K | 5.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Reno compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Reno area | $250K ▲ 5.0% | 23.0% ▲ 5.4 pts |
| Nevada | $238K | 17.7% |
| United States | $179K | 11.2% |
What gets funded in Reno
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 233 | $144.8M |
| Accommodation and Food Services | 202 | $141.2M |
| Manufacturing | 151 | $115.7M |
| Retail Trade | 185 | $101.8M |
| Other Services | 190 | $93.4M |
| Construction | 231 | $85.6M |
| Professional and Technical Services | 206 | $81.6M |
| Arts, Entertainment, Recreation | 79 | $53.1M |
SBA lending in Reno by year
Geography, precisely
"Reno area" here means the Reno, NV metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lyon County, NV; Storey County, NV; Washoe County, NV. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.