SBA lender profile
Heritage Community Bank
Heritage Community Bank appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $3.7M, an average of $249K per loan, and an estimated 106 jobs supported. Its SBA lending concentrates in Missouri and the Accommodation and Food Services sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Heritage Community Bank the right lender for you?
Heritage Community Bank appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $330M
- Headquarters
- Union, MO
- FDIC cert
- #15282
- Status
- Active
Where Heritage Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 15 | $3.7M |
What Heritage Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 7 | $2.1M |
| Construction | 2 | $715K |
| Manufacturing | 4 | $470K |
| Other Services | 1 | $315K |
| Arts, Entertainment, Recreation | 1 | $150K |
Heritage Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $200K |
| 2011 | 3 | $755K |
| 2014 | 2 | $765K |
| 2016 | 1 | $150K |
| 2020 | 1 | $345K |
| 2022 | 1 | $192K |
| 2025 | 6 | $1.3M |
Related SBA lenders
Other lenders active in Missouri or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Heritage Community Bank: frequently asked questions
Does Heritage Community Bank offer SBA loans?
Yes. Heritage Community Bank appears in the public SBA data with 15 funded SBA 7(a) loans totaling $3.7M.
How many SBA loans has Heritage Community Bank made?
Heritage Community Bank is associated with 15 SBA 7(a) loans totaling $3.7M in the public SBA data (as of 2026-03-31).
What is Heritage Community Bank's SBA charge-off rate?
Heritage Community Bank appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Heritage Community Bank do most of its SBA lending?
Heritage Community Bank's SBA lending in the data is most concentrated in Missouri, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Heritage Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/heritage-community-bank/
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