SBA lender profile
Highland Bank
Highland Bank appears in the public SBA loan data with 193 funded 7(a) loans totaling $65.8M, an average of $341K per loan, and an estimated 2,897 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
193
Total volume
$65.8M
Average loan size
$341K
Charge-off rate
0.5%
Share of funded loans charged off
Jobs supported (reported)
2,897
Programs
7(a)
Bank profile
via FDIC- Total assets
- $770M
- Headquarters
- Saint Paul, MN
- FDIC cert
- #16111
- Status
- Active
Where Highland Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 185 | $59.3M |
| Illinois | 1 | $5.0M |
| North Carolina | 3 | $1.0M |
| Wisconsin | 4 | $484K |
What Highland Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 34 | $24.2M |
| Construction | 25 | $10.2M |
| Professional and Technical Services | 38 | $9.1M |
| Other Services | 17 | $4.9M |
| Administrative and Support | 6 | $3.1M |
| Wholesale Trade | 13 | $3.0M |
Highland Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 23 | $6.9M |
| 2021 | 29 | $10.9M |
| 2022 | 31 | $8.7M |
| 2023 | 50 | $14.7M |
| 2024 | 28 | $7.8M |
| 2025 | 19 | $14.2M |
| 2026 | 13 | $2.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Highland Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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