SBA lender profile
Highland Bank
Highland Bank appears in the public SBA loan data with 568 funded 7(a) loans since FY2010, totaling $141.9M, an average of $250K per loan, and an estimated 10,410 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.0%. 41.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 79
- Activity 78
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Highland Bank the right lender for you?
Lenders fund what they know. Highland Bank's SBA lending concentrates in Minnesota (556 loans) and Manufacturing (71 loans), at an average loan of $250K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $770M
- Headquarters
- Saint Paul, MN
- FDIC cert
- #16111
- Status
- Active
Where Highland Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 556 | $134.6M |
| Illinois | 1 | $5.0M |
| North Carolina | 3 | $1.0M |
| Wisconsin | 5 | $584K |
| Puerto Rico | 2 | $575K |
| Ohio | 1 | $150K |
Metro areas where Highland Bank funds
What Highland Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 71 | $36.0M |
| Professional and Technical Services | 95 | $19.4M |
| Construction | 54 | $15.5M |
| Administrative and Support | 23 | $10.9M |
| Wholesale Trade | 32 | $10.1M |
| Other Services | 54 | $10.0M |
Highland Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 20 | $1.5M |
| 2011 | 24 | $1.8M |
| 2012 | 44 | $5.4M |
| 2013 | 31 | $5.8M |
| 2014 | 37 | $6.5M |
| 2015 | 58 | $9.8M |
| 2016 | 56 | $9.8M |
| 2017 | 38 | $12.0M |
| 2018 | 38 | $16.4M |
| 2019 | 29 | $7.0M |
| 2020 | 23 | $6.9M |
| 2021 | 29 | $10.9M |
| 2022 | 31 | $8.7M |
| 2023 | 50 | $14.7M |
| 2024 | 28 | $7.8M |
| 2025 | 19 | $14.2M |
| 2026 | 13 | $2.6M |
Related SBA lenders
Other lenders active in Minnesota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Highland Bank: frequently asked questions
Does Highland Bank offer SBA loans?
Yes. Highland Bank appears in the public SBA data with 568 funded SBA 7(a) loans totaling $141.9M.
How many SBA loans has Highland Bank made?
Highland Bank is associated with 568 SBA 7(a) loans totaling $141.9M in the public SBA data (as of 2026-03-31).
What is Highland Bank's SBA charge-off rate?
About 3.0% of Highland Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Highland Bank do most of its SBA lending?
Highland Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Manufacturing.
Is Highland Bank an SBA Preferred Lender (PLP)?
The loan record shows Highland Bank operating under PLP delegated authority: 238 of its 7(a) loans (41.9%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Highland Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/highland-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.