SBA lender profile
Hills Bank and Trust Company
Hills Bank and Trust Company appears in the public SBA loan data with 181 funded 7(a) loans since FY2010, totaling $25.5M, an average of $141K per loan, and an estimated 1,377 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.7%. 18.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 52
- Activity 44
- Consistency 74
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Hills Bank and Trust Company the right lender for you?
Lenders fund what they know. Hills Bank and Trust Company's SBA lending concentrates in Iowa (181 loans) and Manufacturing (13 loans), at an average loan of $141K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.7B
- Headquarters
- Hills, IA
- FDIC cert
- #14650
- Status
- Active
Where Hills Bank and Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 181 | $25.5M |
Metro areas where Hills Bank and Trust Company funds
What Hills Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 13 | $5.9M |
| Retail Trade | 30 | $4.2M |
| Health Care and Social Assistance | 32 | $3.6M |
| Construction | 26 | $2.7M |
| Agriculture, Forestry, Fishing | 6 | $2.1M |
| Administrative and Support | 11 | $1.6M |
Hills Bank and Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 17 | $2.7M |
| 2011 | 30 | $3.8M |
| 2012 | 24 | $2.3M |
| 2013 | 22 | $2.3M |
| 2014 | 19 | $1.4M |
| 2015 | 8 | $820K |
| 2016 | 2 | $188K |
| 2018 | 1 | $250K |
| 2019 | 3 | $132K |
| 2020 | 4 | $312K |
| 2021 | 11 | $1.1M |
| 2022 | 7 | $5.9M |
| 2023 | 9 | $1.1M |
| 2024 | 16 | $2.0M |
| 2025 | 8 | $1.3M |
Related SBA lenders
Other lenders active in Iowa or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Hills Bank and Trust Company: frequently asked questions
Does Hills Bank and Trust Company offer SBA loans?
Yes. Hills Bank and Trust Company appears in the public SBA data with 181 funded SBA 7(a) loans totaling $25.5M.
How many SBA loans has Hills Bank and Trust Company made?
Hills Bank and Trust Company is associated with 181 SBA 7(a) loans totaling $25.5M in the public SBA data (as of 2026-03-31).
What is Hills Bank and Trust Company's SBA charge-off rate?
About 1.7% of Hills Bank and Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Hills Bank and Trust Company do most of its SBA lending?
Hills Bank and Trust Company's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.
Is Hills Bank and Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Hills Bank and Trust Company operating under PLP delegated authority: 34 of its 7(a) loans (18.8%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Hills Bank and Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/hills-bank-and-trust-company/
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