SBA lender profile
HSBC Bank USA National Association
HSBC Bank USA National Association appears in the public SBA loan data with 394 funded 7(a) loans since FY2010, totaling $138.9M, an average of $353K per loan, and an estimated 5,026 jobs supported. Its SBA lending concentrates in New Jersey and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 3.3%. 13.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 77
- Activity 0
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is HSBC Bank USA National Association the right lender for you?
Lenders fund what they know. HSBC Bank USA National Association's SBA lending concentrates in New Jersey (48 loans) and Wholesale Trade (90 loans), at an average loan of $353K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where HSBC Bank USA National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 48 | $51.5M |
| Florida | 29 | $40.7M |
| New York | 265 | $31.9M |
| Washington | 6 | $5.0M |
| California | 18 | $4.5M |
| Connecticut | 7 | $1.5M |
What HSBC Bank USA National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 90 | $79.0M |
| Manufacturing | 45 | $22.9M |
| Professional and Technical Services | 56 | $8.7M |
| Retail Trade | 53 | $6.4M |
| Health Care and Social Assistance | 48 | $4.9M |
| Construction | 24 | $4.0M |
HSBC Bank USA National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 109 | $11.8M |
| 2011 | 86 | $14.2M |
| 2012 | 45 | $5.8M |
| 2013 | 27 | $8.3M |
| 2014 | 22 | $12.6M |
| 2015 | 26 | $16.8M |
| 2016 | 32 | $20.5M |
| 2017 | 14 | $19.1M |
| 2018 | 14 | $10.6M |
| 2019 | 8 | $4.0M |
| 2020 | 9 | $11.9M |
| 2021 | 2 | $3.3M |
Related SBA lenders
Other lenders active in New Jersey or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
HSBC Bank USA National Association: frequently asked questions
Does HSBC Bank USA National Association offer SBA loans?
Yes. HSBC Bank USA National Association appears in the public SBA data with 394 funded SBA 7(a) loans totaling $138.9M.
How many SBA loans has HSBC Bank USA National Association made?
HSBC Bank USA National Association is associated with 394 SBA 7(a) loans totaling $138.9M in the public SBA data (as of 2026-03-31).
What is HSBC Bank USA National Association's SBA charge-off rate?
About 3.3% of HSBC Bank USA National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does HSBC Bank USA National Association do most of its SBA lending?
HSBC Bank USA National Association's SBA lending in the data is most concentrated in New Jersey, and by industry in Wholesale Trade.
Is HSBC Bank USA National Association an SBA Preferred Lender (PLP)?
The loan record shows HSBC Bank USA National Association operating under PLP delegated authority: 52 of its 7(a) loans (13.2%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). HSBC Bank USA National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/hsbc-bank-usa-national-association/
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