SBA lender profile
InBank
InBank appears in the public SBA loan data with 104 funded 7(a) loans since FY2010, totaling $138.1M, an average of $1.3M per loan, and an estimated 2,121 jobs supported. Its SBA lending concentrates in Colorado and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%. 61.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 65
- Activity 88
- Consistency 49
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is InBank the right lender for you?
Lenders fund what they know. InBank's SBA lending concentrates in Colorado (58 loans) and Construction (12 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Raton, NM
- FDIC cert
- #11492
- Status
- Active
Where InBank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Colorado | 58 | $59.0M |
| California | 13 | $26.1M |
| Arizona | 7 | $8.8M |
| Florida | 3 | $8.6M |
| Texas | 4 | $7.8M |
| Pennsylvania | 1 | $5.0M |
What InBank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 12 | $21.2M |
| Retail Trade | 14 | $17.3M |
| Manufacturing | 6 | $14.8M |
| Accommodation and Food Services | 16 | $12.4M |
| Transportation and Warehousing | 8 | $11.8M |
| Other Services | 8 | $11.3M |
InBank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2019 | 1 | $87K |
| 2020 | 2 | $4.5M |
| 2021 | 13 | $10.3M |
| 2022 | 14 | $14.7M |
| 2023 | 20 | $22.8M |
| 2024 | 35 | $55.7M |
| 2025 | 18 | $29.5M |
| 2026 | 1 | $500K |
Related SBA lenders
Other lenders active in Colorado or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
InBank: frequently asked questions
Does InBank offer SBA loans?
Yes. InBank appears in the public SBA data with 104 funded SBA 7(a) loans totaling $138.1M.
How many SBA loans has InBank made?
InBank is associated with 104 SBA 7(a) loans totaling $138.1M in the public SBA data (as of 2026-03-31).
What is InBank's SBA charge-off rate?
About 0.0% of InBank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does InBank do most of its SBA lending?
InBank's SBA lending in the data is most concentrated in Colorado, and by industry in Construction.
Is InBank an SBA Preferred Lender (PLP)?
The loan record shows InBank operating under PLP delegated authority: 64 of its 7(a) loans (61.5%) were processed through the Preferred Lenders Program, including 45 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). InBank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/inbank/
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