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SBA lender profile

Iowa State Bank and Trust Company of Fairfield, Iowa

Iowa State Bank and Trust Company of Fairfield, Iowa appears in the public SBA loan data with 16 funded 7(a) loans since FY2010, totaling $5.8M, an average of $362K per loan, and an estimated 120 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. With only 16 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
16
Since FY2010
Total volume
$5.8M
Average loan size
$362K
7(a) charge-off rate
Insufficient data
Only 16 7(a) loans in the data
Jobs supported (reported)
120
Programs
7(a)

Is Iowa State Bank and Trust Company of Fairfield, Iowa the right lender for you?

Iowa State Bank and Trust Company of Fairfield, Iowa appears in the SBA record with 16 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$325M
Headquarters
Fairfield, IA
FDIC cert
#14413
Status
Active

Where Iowa State Bank and Trust Company of Fairfield, Iowa lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 2 $1.5M
California 3 $1.4M
Iowa 7 $954K
Louisiana 1 $765K
Florida 1 $550K
Arizona 1 $400K

What Iowa State Bank and Trust Company of Fairfield, Iowa funds

Top industries by funded SBA volume.

Iowa State Bank and Trust Company of Fairfield, Iowa SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$156K
20111$50K
20129$4.8M
20161$347K
20221$228K
20241$174K

Related SBA lenders

Other lenders active in Texas or in Health Care and Social Assistance.

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Iowa State Bank and Trust Company of Fairfield, Iowa: frequently asked questions

Does Iowa State Bank and Trust Company of Fairfield, Iowa offer SBA loans?

Yes. Iowa State Bank and Trust Company of Fairfield, Iowa appears in the public SBA data with 16 funded SBA 7(a) loans totaling $5.8M.

How many SBA loans has Iowa State Bank and Trust Company of Fairfield, Iowa made?

Iowa State Bank and Trust Company of Fairfield, Iowa is associated with 16 SBA 7(a) loans totaling $5.8M in the public SBA data (as of 2026-03-31).

What is Iowa State Bank and Trust Company of Fairfield, Iowa's SBA charge-off rate?

Iowa State Bank and Trust Company of Fairfield, Iowa appears with only 16 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Iowa State Bank and Trust Company of Fairfield, Iowa do most of its SBA lending?

Iowa State Bank and Trust Company of Fairfield, Iowa's SBA lending in the data is most concentrated in Texas, and by industry in Health Care and Social Assistance.

For Iowa State Bank and Trust Company of Fairfield, Iowa

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Iowa State Bank and Trust Company of Fairfield, Iowa's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Iowa State Bank and Trust Company of Fairfield, Iowa SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/iowa-state-bank-and-trust-company-of-fairfield-iowa/

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