SBA lender profile
KEMBA Financial CU
KEMBA Financial CU appears in the public SBA loan data with 23 funded 7(a) loans totaling $8.4M, an average of $365K per loan, and an estimated 268 jobs supported. Its SBA lending concentrates in Ohio and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
23
Total volume
$8.4M
Average loan size
$365K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
268
Programs
7(a)
Where KEMBA Financial CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Ohio | 21 | $7.6M |
| South Carolina | 2 | $815K |
What KEMBA Financial CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 4 | $3.0M |
| Administrative and Support | 4 | $2.0M |
| Retail Trade | 6 | $1.7M |
| Accommodation and Food Services | 3 | $630K |
| Construction | 1 | $300K |
| Manufacturing | 1 | $275K |
KEMBA Financial CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 11 | $1.9M |
| 2023 | 12 | $6.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of KEMBA Financial CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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