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SBA lender profile

Langley FCU

Langley FCU appears in the public SBA loan data with 46 funded 7(a) loans since FY2010, totaling $4.8M, an average of $104K per loan, and an estimated 340 jobs supported. Its SBA lending concentrates in Virginia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 2.2%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 73
Scale 10
Activity 17
Consistency 69

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
46
Since FY2010
Total volume
$4.8M
Average loan size
$104K
7(a) charge-off rate
2.2%
Share of 7(a) loans charged off
Jobs supported (reported)
340
Programs
7(a)

Is Langley FCU the right lender for you?

Lenders fund what they know. Langley FCU's SBA lending concentrates in Virginia (46 loans) and Retail Trade (8 loans), at an average loan of $104K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Langley FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Virginia 46 $4.8M

What Langley FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 8 $1.2M
Accommodation and Food Services 4 $707K
Construction 5 $521K
Other Services 5 $505K
Manufacturing 3 $470K
Administrative and Support 6 $377K

Langley FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$449K
20111$235K
20122$60K
20137$616K
20147$691K
20156$348K
201611$987K
20172$277K
20181$15K
20201$100K
20214$613K
20231$180K
20251$197K

Related SBA lenders

Other lenders active in Virginia or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Langley FCU: frequently asked questions

Does Langley FCU offer SBA loans?

Yes. Langley FCU appears in the public SBA data with 46 funded SBA 7(a) loans totaling $4.8M.

How many SBA loans has Langley FCU made?

Langley FCU is associated with 46 SBA 7(a) loans totaling $4.8M in the public SBA data (as of 2026-03-31).

What is Langley FCU's SBA charge-off rate?

About 2.2% of Langley FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Langley FCU do most of its SBA lending?

Langley FCU's SBA lending in the data is most concentrated in Virginia, and by industry in Retail Trade.

For Langley FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Langley FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Langley FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/langley-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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