SBA lender profile
LCNB National Bank
LCNB National Bank appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $20.1M, an average of $530K per loan, and an estimated 617 jobs supported. Its SBA lending concentrates in Ohio and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 5.3%. 47.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 63
- Scale 27
- Activity 0
- Consistency 49
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is LCNB National Bank the right lender for you?
Lenders fund what they know. LCNB National Bank's SBA lending concentrates in Ohio (26 loans) and Health Care and Social Assistance (14 loans), at an average loan of $530K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where LCNB National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Ohio | 26 | $13.1M |
| North Carolina | 2 | $2.6M |
| Arizona | 3 | $2.4M |
| Texas | 4 | $1.1M |
| Missouri | 2 | $705K |
| California | 1 | $340K |
What LCNB National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 14 | $7.9M |
| Real Estate | 4 | $6.3M |
| Manufacturing | 6 | $2.6M |
| Retail Trade | 3 | $1.9M |
| Finance and Insurance | 2 | $574K |
| Professional and Technical Services | 3 | $350K |
LCNB National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $2.6M |
| 2011 | 3 | $555K |
| 2012 | 1 | $200K |
| 2013 | 3 | $175K |
| 2014 | 9 | $2.1M |
| 2015 | 7 | $2.0M |
| 2016 | 4 | $6.7M |
| 2017 | 7 | $5.8M |
Related SBA lenders
Other lenders active in Ohio or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
LCNB National Bank: frequently asked questions
Does LCNB National Bank offer SBA loans?
Yes. LCNB National Bank appears in the public SBA data with 38 funded SBA 7(a) loans totaling $20.1M.
How many SBA loans has LCNB National Bank made?
LCNB National Bank is associated with 38 SBA 7(a) loans totaling $20.1M in the public SBA data (as of 2026-03-31).
What is LCNB National Bank's SBA charge-off rate?
About 5.3% of LCNB National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does LCNB National Bank do most of its SBA lending?
LCNB National Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Health Care and Social Assistance.
Is LCNB National Bank an SBA Preferred Lender (PLP)?
The loan record shows LCNB National Bank operating under PLP delegated authority: 18 of its 7(a) loans (47.4%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). LCNB National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/lcnb-national-bank/
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