SBA lender profile
Locality Bank
Locality Bank appears in the public SBA loan data with 61 funded 7(a) loans totaling $51.9M, an average of $851K per loan, and an estimated 1,341 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
61
Total volume
$51.9M
Average loan size
$851K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,341
Programs
7(a)
Bank profile
via FDIC- Total assets
- $358M
- Headquarters
- Fort Lauderdale, FL
- FDIC cert
- #59278
- Status
- Active
Where Locality Bank lends
Top states by funded SBA volume.
What Locality Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 7 | $8.0M |
| Health Care and Social Assistance | 8 | $7.2M |
| Manufacturing | 6 | $5.9M |
| Professional and Technical Services | 9 | $5.5M |
| Wholesale Trade | 4 | $4.1M |
| Accommodation and Food Services | 6 | $3.9M |
Locality Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 10 | $6.7M |
| 2023 | 10 | $10.8M |
| 2024 | 20 | $14.2M |
| 2025 | 18 | $17.3M |
| 2026 | 3 | $2.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Locality Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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