SBA lender profile
Mascoma Bank
Mascoma Bank appears in the public SBA loan data with 199 funded 7(a) loans since FY2010, totaling $28.5M, an average of $143K per loan, and an estimated 2,065 jobs supported. Its SBA lending concentrates in New Hampshire and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 4.0%. 39.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 67
- Scale 54
- Activity 33
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mascoma Bank the right lender for you?
Lenders fund what they know. Mascoma Bank's SBA lending concentrates in New Hampshire (149 loans) and Manufacturing (44 loans), at an average loan of $143K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.0B
- Headquarters
- Lebanon, NH
- FDIC cert
- #18013
- Status
- Active
Where Mascoma Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Hampshire | 149 | $18.1M |
| Vermont | 50 | $10.4M |
Metro areas where Mascoma Bank funds
What Mascoma Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 44 | $9.4M |
| Retail Trade | 52 | $7.3M |
| Construction | 20 | $2.6M |
| Professional and Technical Services | 14 | $1.9M |
| Accommodation and Food Services | 11 | $1.4M |
| Agriculture, Forestry, Fishing | 10 | $1.1M |
Mascoma Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 23 | $6.6M |
| 2011 | 34 | $3.2M |
| 2012 | 27 | $2.9M |
| 2013 | 27 | $3.7M |
| 2014 | 28 | $2.3M |
| 2015 | 17 | $2.3M |
| 2016 | 8 | $1.1M |
| 2017 | 7 | $1.4M |
| 2018 | 4 | $337K |
| 2019 | 2 | $129K |
| 2020 | 1 | $180K |
| 2021 | 8 | $1.9M |
| 2022 | 5 | $291K |
| 2023 | 6 | $1.4M |
| 2024 | 1 | $500K |
| 2025 | 1 | $100K |
Related SBA lenders
Other lenders active in New Hampshire or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Mascoma Bank: frequently asked questions
Does Mascoma Bank offer SBA loans?
Yes. Mascoma Bank appears in the public SBA data with 199 funded SBA 7(a) loans totaling $28.5M.
How many SBA loans has Mascoma Bank made?
Mascoma Bank is associated with 199 SBA 7(a) loans totaling $28.5M in the public SBA data (as of 2026-03-31).
What is Mascoma Bank's SBA charge-off rate?
About 4.0% of Mascoma Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mascoma Bank do most of its SBA lending?
Mascoma Bank's SBA lending in the data is most concentrated in New Hampshire, and by industry in Manufacturing.
Is Mascoma Bank an SBA Preferred Lender (PLP)?
The loan record shows Mascoma Bank operating under PLP delegated authority: 79 of its 7(a) loans (39.7%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mascoma Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mascoma-bank/
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