SBA lender profile
Mascoma Bank
Mascoma Bank appears in the public SBA loan data with 22 funded 7(a) loans totaling $4.3M, an average of $196K per loan, and an estimated 268 jobs supported. Its SBA lending concentrates in Vermont and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
22
Total volume
$4.3M
Average loan size
$196K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
268
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.0B
- Headquarters
- Lebanon, NH
- FDIC cert
- #18013
- Status
- Active
Where Mascoma Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 12 | $2.3M |
| New Hampshire | 10 | $2.0M |
What Mascoma Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 6 | $2.1M |
| Accommodation and Food Services | 4 | $855K |
| Retail Trade | 7 | $707K |
| Construction | 3 | $392K |
| Real Estate | 2 | $248K |
Mascoma Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $180K |
| 2021 | 8 | $1.9M |
| 2022 | 5 | $291K |
| 2023 | 6 | $1.4M |
| 2024 | 1 | $500K |
| 2025 | 1 | $100K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Mascoma Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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