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SBA lender profile

Mid Minnesota FCU

Mid Minnesota FCU appears in the public SBA loan data with 35 funded 7(a) loans since FY2010, totaling $3.3M, an average of $93K per loan, and an estimated 279 jobs supported. Its SBA lending concentrates in Minnesota and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 78
Scale 4
Activity 17
Consistency 65

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
35
Since FY2010
Total volume
$3.3M
Average loan size
$93K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
279
Programs
7(a)

Is Mid Minnesota FCU the right lender for you?

Lenders fund what they know. Mid Minnesota FCU's SBA lending concentrates in Minnesota (35 loans) and Construction (4 loans), at an average loan of $93K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Mid Minnesota FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Minnesota 35 $3.3M

Metro areas where Mid Minnesota FCU funds

What Mid Minnesota FCU funds

Top industries by funded SBA volume.

Mid Minnesota FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$42K
20111$216K
20134$345K
20145$795K
20154$472K
20184$289K
20192$203K
20201$20K
20215$430K
20221$70K
20242$30K
20254$342K

Related SBA lenders

Other lenders active in Minnesota or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Mid Minnesota FCU: frequently asked questions

Does Mid Minnesota FCU offer SBA loans?

Yes. Mid Minnesota FCU appears in the public SBA data with 35 funded SBA 7(a) loans totaling $3.3M.

How many SBA loans has Mid Minnesota FCU made?

Mid Minnesota FCU is associated with 35 SBA 7(a) loans totaling $3.3M in the public SBA data (as of 2026-03-31).

What is Mid Minnesota FCU's SBA charge-off rate?

About 0.0% of Mid Minnesota FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Mid Minnesota FCU do most of its SBA lending?

Mid Minnesota FCU's SBA lending in the data is most concentrated in Minnesota, and by industry in Construction.

For Mid Minnesota FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Mid Minnesota FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Mid Minnesota FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mid-minnesota-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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