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SBA lender profile

Navigant CU

Navigant CU appears in the public SBA loan data with 230 funded 7(a) loans since FY2010, totaling $42.7M, an average of $186K per loan, and an estimated 2,332 jobs supported. Its SBA lending concentrates in Rhode Island and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.6%. 36.1% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 74
Scale 61
Activity 50
Consistency 88

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
230
Since FY2010
Total volume
$42.7M
Average loan size
$186K
7(a) charge-off rate
2.6%
Share of 7(a) loans charged off
Jobs supported (reported)
2,332
Programs
7(a)

Is Navigant CU the right lender for you?

Lenders fund what they know. Navigant CU's SBA lending concentrates in Rhode Island (210 loans) and Accommodation and Food Services (44 loans), at an average loan of $186K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Navigant CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Rhode Island 210 $38.2M
Massachusetts 19 $4.3M
Connecticut 1 $231K

Metro areas where Navigant CU funds

What Navigant CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 44 $9.2M
Retail Trade 28 $7.9M
Manufacturing 31 $7.5M
Health Care and Social Assistance 27 $4.8M
Construction 26 $3.7M
Other Services 18 $2.6M

Navigant CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$2.6M
201110$5.4M
20128$1.7M
20138$2.9M
20147$1.5M
201521$2.5M
201625$2.6M
201730$2.9M
201831$3.5M
201922$2.1M
202013$1.8M
202112$3.1M
202212$3.8M
20235$699K
202412$3.7M
20257$1.7M
20261$225K

Related SBA lenders

Other lenders active in Rhode Island or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Navigant CU: frequently asked questions

Does Navigant CU offer SBA loans?

Yes. Navigant CU appears in the public SBA data with 230 funded SBA 7(a) loans totaling $42.7M.

How many SBA loans has Navigant CU made?

Navigant CU is associated with 230 SBA 7(a) loans totaling $42.7M in the public SBA data (as of 2026-03-31).

What is Navigant CU's SBA charge-off rate?

About 2.6% of Navigant CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Navigant CU do most of its SBA lending?

Navigant CU's SBA lending in the data is most concentrated in Rhode Island, and by industry in Accommodation and Food Services.

Is Navigant CU an SBA Preferred Lender (PLP)?

The loan record shows Navigant CU operating under PLP delegated authority: 83 of its 7(a) loans (36.1%) were processed through the Preferred Lenders Program, including 11 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Navigant CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Navigant CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Navigant CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/navigant-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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