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SBA lender profile

NorState FCU

NorState FCU appears in the public SBA loan data with 75 funded 7(a) loans since FY2010, totaling $4.4M, an average of $58K per loan, and an estimated 370 jobs supported. Its SBA lending concentrates in Maine and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 17.3%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 25
Scale 15
Activity 0
Consistency 51

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
75
Since FY2010
Total volume
$4.4M
Average loan size
$58K
7(a) charge-off rate
17.3%
Share of 7(a) loans charged off
Jobs supported (reported)
370
Programs
7(a)

Is NorState FCU the right lender for you?

Lenders fund what they know. NorState FCU's SBA lending concentrates in Maine (75 loans) and Accommodation and Food Services (17 loans), at an average loan of $58K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where NorState FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
Maine 75 $4.4M

What NorState FCU funds

Top industries by funded SBA volume.

NorState FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20108$350K
20114$423K
201210$794K
201335$1.8M
201413$537K
20151$90K
20181$141K
20192$172K
20211$78K

Related SBA lenders

Other lenders active in Maine or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

NorState FCU: frequently asked questions

Does NorState FCU offer SBA loans?

Yes. NorState FCU appears in the public SBA data with 75 funded SBA 7(a) loans totaling $4.4M.

How many SBA loans has NorState FCU made?

NorState FCU is associated with 75 SBA 7(a) loans totaling $4.4M in the public SBA data (as of 2026-03-31).

What is NorState FCU's SBA charge-off rate?

About 17.3% of NorState FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does NorState FCU do most of its SBA lending?

NorState FCU's SBA lending in the data is most concentrated in Maine, and by industry in Accommodation and Food Services.

For NorState FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of NorState FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). NorState FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/norstate-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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