SBA lender profile
North Country Federal Credit Union
North Country Federal Credit Union appears in the public SBA loan data with 183 funded 7(a) loans since FY2010, totaling $12.0M, an average of $65K per loan, and an estimated 549 jobs supported. Its SBA lending concentrates in Vermont and the Transportation and Warehousing sector. Across its 7(a) loans, the charge-off rate is 1.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 83
- Scale 43
- Activity 23
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is North Country Federal Credit Union the right lender for you?
Lenders fund what they know. North Country Federal Credit Union's SBA lending concentrates in Vermont (183 loans) and Transportation and Warehousing (44 loans), at an average loan of $65K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where North Country Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Vermont | 183 | $12.0M |
Metro areas where North Country Federal Credit Union funds
What North Country Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 44 | $4.9M |
| Construction | 35 | $2.0M |
| Administrative and Support | 22 | $1.2M |
| Manufacturing | 13 | $1.0M |
| Real Estate | 6 | $534K |
| Professional and Technical Services | 9 | $526K |
North Country Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $2.0M |
| 2011 | 13 | $634K |
| 2012 | 26 | $1.3M |
| 2013 | 10 | $745K |
| 2014 | 14 | $603K |
| 2015 | 14 | $942K |
| 2016 | 18 | $753K |
| 2017 | 16 | $696K |
| 2018 | 17 | $988K |
| 2019 | 13 | $732K |
| 2020 | 10 | $649K |
| 2021 | 9 | $670K |
| 2022 | 7 | $451K |
| 2023 | 6 | $256K |
| 2024 | 5 | $313K |
| 2025 | 4 | $240K |
Related SBA lenders
Other lenders active in Vermont or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
North Country Federal Credit Union: frequently asked questions
Does North Country Federal Credit Union offer SBA loans?
Yes. North Country Federal Credit Union appears in the public SBA data with 183 funded SBA 7(a) loans totaling $12.0M.
How many SBA loans has North Country Federal Credit Union made?
North Country Federal Credit Union is associated with 183 SBA 7(a) loans totaling $12.0M in the public SBA data (as of 2026-03-31).
What is North Country Federal Credit Union's SBA charge-off rate?
About 1.1% of North Country Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does North Country Federal Credit Union do most of its SBA lending?
North Country Federal Credit Union's SBA lending in the data is most concentrated in Vermont, and by industry in Transportation and Warehousing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). North Country Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/north-country-federal-credit-union/
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