SBA lender profile
Northstar Bank
Northstar Bank appears in the public SBA loan data with 33 funded 7(a) loans since FY2010, totaling $11.1M, an average of $338K per loan, and an estimated 894 jobs supported. Its SBA lending concentrates in Michigan and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 9.1%. 6.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 55
- Scale 17
- Activity 0
- Consistency 47
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Northstar Bank the right lender for you?
Lenders fund what they know. Northstar Bank's SBA lending concentrates in Michigan (33 loans) and Wholesale Trade (4 loans), at an average loan of $338K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Northstar Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 33 | $11.1M |
What Northstar Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 4 | $3.7M |
| Professional and Technical Services | 8 | $2.0M |
| Retail Trade | 5 | $1.9M |
| Construction | 3 | $1.3M |
| Health Care and Social Assistance | 3 | $792K |
| Accommodation and Food Services | 3 | $745K |
Northstar Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $450K |
| 2011 | 9 | $2.7M |
| 2012 | 9 | $3.8M |
| 2013 | 8 | $2.6M |
| 2014 | 2 | $1.3M |
| 2015 | 2 | $321K |
| 2016 | 1 | $75K |
Related SBA lenders
Other lenders active in Michigan or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Northstar Bank: frequently asked questions
Does Northstar Bank offer SBA loans?
Yes. Northstar Bank appears in the public SBA data with 33 funded SBA 7(a) loans totaling $11.1M.
How many SBA loans has Northstar Bank made?
Northstar Bank is associated with 33 SBA 7(a) loans totaling $11.1M in the public SBA data (as of 2026-03-31).
What is Northstar Bank's SBA charge-off rate?
About 9.1% of Northstar Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Northstar Bank do most of its SBA lending?
Northstar Bank's SBA lending in the data is most concentrated in Michigan, and by industry in Wholesale Trade.
Is Northstar Bank an SBA Preferred Lender (PLP)?
The loan record shows Northstar Bank operating under PLP delegated authority: 2 of its 7(a) loans (6.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Northstar Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/northstar-bank/
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