SBA lender profile
NSB Bank
NSB Bank appears in the public SBA loan data with 15 funded 7(a) loans totaling $9.4M, an average of $626K per loan, and an estimated 126 jobs supported. Its SBA lending concentrates in Iowa and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
15
Total volume
$9.4M
Average loan size
$626K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
126
Programs
7(a)
Bank profile
via FDIC- Total assets
- $479M
- Headquarters
- Mason City, IA
- FDIC cert
- #8094
- Status
- Active
Where NSB Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 15 | $9.4M |
What NSB Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $4.6M |
| Construction | 5 | $2.0M |
| Other Services | 1 | $1.6M |
| Administrative and Support | 3 | $375K |
| Finance and Insurance | 1 | $300K |
| Accommodation and Food Services | 2 | $241K |
NSB Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $270K |
| 2021 | 11 | $8.7M |
| 2022 | 2 | $381K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of NSB Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.