SBA lender profile
Paragon Bank
Paragon Bank appears in the public SBA loan data with 367 funded 7(a) loans since FY2010, totaling $319.7M, an average of $871K per loan, and an estimated 7,012 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.8%. 58.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 82
- Activity 83
- Consistency 80
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Paragon Bank the right lender for you?
Lenders fund what they know. Paragon Bank's SBA lending concentrates in Georgia (91 loans) and Accommodation and Food Services (116 loans), at an average loan of $871K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $892M
- Headquarters
- Memphis, TN
- FDIC cert
- #57874
- Status
- Active
Where Paragon Bank lends
Top states by funded SBA volume.
Metro areas where Paragon Bank funds
What Paragon Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 116 | $91.9M |
| Health Care and Social Assistance | 40 | $74.2M |
| Other Services | 57 | $37.7M |
| Arts, Entertainment, Recreation | 47 | $27.2M |
| Agriculture, Forestry, Fishing | 12 | $16.4M |
| Transportation and Warehousing | 11 | $14.1M |
Paragon Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $275K |
| 2011 | 3 | $1.5M |
| 2012 | 6 | $1.9M |
| 2013 | 4 | $398K |
| 2015 | 56 | $41.9M |
| 2016 | 66 | $43.4M |
| 2017 | 50 | $40.4M |
| 2018 | 38 | $30.1M |
| 2019 | 27 | $24.7M |
| 2020 | 21 | $23.4M |
| 2021 | 22 | $21.8M |
| 2022 | 15 | $19.8M |
| 2023 | 15 | $11.7M |
| 2024 | 19 | $28.4M |
| 2025 | 18 | $22.3M |
| 2026 | 5 | $7.5M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Paragon Bank: frequently asked questions
Does Paragon Bank offer SBA loans?
Yes. Paragon Bank appears in the public SBA data with 367 funded SBA 7(a) loans totaling $319.7M.
How many SBA loans has Paragon Bank made?
Paragon Bank is associated with 367 SBA 7(a) loans totaling $319.7M in the public SBA data (as of 2026-03-31).
What is Paragon Bank's SBA charge-off rate?
About 3.8% of Paragon Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Paragon Bank do most of its SBA lending?
Paragon Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is Paragon Bank an SBA Preferred Lender (PLP)?
The loan record shows Paragon Bank operating under PLP delegated authority: 214 of its 7(a) loans (58.3%) were processed through the Preferred Lenders Program, including 33 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Paragon Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/paragon-bank/
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