SBA lender profile
Pentucket Bank
Pentucket Bank appears in the public SBA loan data with 71 funded 7(a) loans since FY2010, totaling $22.0M, an average of $310K per loan, and an estimated 1,131 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%. 26.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 37
- Activity 50
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Pentucket Bank the right lender for you?
Lenders fund what they know. Pentucket Bank's SBA lending concentrates in Massachusetts (25 loans) and Construction (12 loans), at an average loan of $310K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Pentucket Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 25 | $12.2M |
| New Hampshire | 46 | $9.8M |
What Pentucket Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 12 | $5.0M |
| Manufacturing | 11 | $3.4M |
| Accommodation and Food Services | 7 | $2.7M |
| Retail Trade | 9 | $2.3M |
| Wholesale Trade | 6 | $2.3M |
| Finance and Insurance | 1 | $2.0M |
Pentucket Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $2.1M |
| 2011 | 11 | $2.7M |
| 2012 | 6 | $1.5M |
| 2013 | 3 | $973K |
| 2014 | 4 | $485K |
| 2015 | 1 | $500K |
| 2016 | 1 | $35K |
| 2017 | 5 | $3.2M |
| 2018 | 5 | $2.0M |
| 2019 | 2 | $50K |
| 2020 | 3 | $465K |
| 2021 | 2 | $1.4M |
| 2022 | 1 | $350K |
| 2023 | 4 | $3.1M |
| 2024 | 10 | $1.9M |
| 2025 | 6 | $1.2M |
| 2026 | 1 | $105K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Pentucket Bank: frequently asked questions
Does Pentucket Bank offer SBA loans?
Yes. Pentucket Bank appears in the public SBA data with 71 funded SBA 7(a) loans totaling $22.0M.
How many SBA loans has Pentucket Bank made?
Pentucket Bank is associated with 71 SBA 7(a) loans totaling $22.0M in the public SBA data (as of 2026-03-31).
What is Pentucket Bank's SBA charge-off rate?
About 0.0% of Pentucket Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Pentucket Bank do most of its SBA lending?
Pentucket Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is Pentucket Bank an SBA Preferred Lender (PLP)?
The loan record shows Pentucket Bank operating under PLP delegated authority: 19 of its 7(a) loans (26.8%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Pentucket Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pentucket-bank/
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