SBA lender profile
Peoples Bank & Trust
Peoples Bank & Trust appears in the public SBA loan data with 107 funded 7(a) loans since FY2010, totaling $69.4M, an average of $648K per loan, and an estimated 2,436 jobs supported. Its SBA lending concentrates in Illinois and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 28.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 58
- Activity 69
- Consistency 69
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples Bank & Trust the right lender for you?
Lenders fund what they know. Peoples Bank & Trust's SBA lending concentrates in Illinois (85 loans) and Accommodation and Food Services (13 loans), at an average loan of $648K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $611M
- Headquarters
- Pana, IL
- FDIC cert
- #17320
- Status
- Active
Where Peoples Bank & Trust lends
Top states by funded SBA volume.
Metro areas where Peoples Bank & Trust funds
What Peoples Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 13 | $15.4M |
| Transportation and Warehousing | 34 | $14.1M |
| Manufacturing | 10 | $10.1M |
| Construction | 16 | $7.0M |
| Finance and Insurance | 3 | $5.1M |
| Mining and Extraction | 1 | $4.4M |
Peoples Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $2.5M |
| 2011 | 4 | $3.2M |
| 2013 | 3 | $2.0M |
| 2017 | 1 | $777K |
| 2018 | 5 | $2.8M |
| 2019 | 4 | $2.8M |
| 2020 | 18 | $11.8M |
| 2021 | 17 | $15.1M |
| 2022 | 13 | $7.7M |
| 2023 | 8 | $7.9M |
| 2024 | 16 | $5.5M |
| 2025 | 14 | $6.2M |
| 2026 | 2 | $1.1M |
Related SBA lenders
Other lenders active in Illinois or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples Bank & Trust: frequently asked questions
Does Peoples Bank & Trust offer SBA loans?
Yes. Peoples Bank & Trust appears in the public SBA data with 107 funded SBA 7(a) loans totaling $69.4M.
How many SBA loans has Peoples Bank & Trust made?
Peoples Bank & Trust is associated with 107 SBA 7(a) loans totaling $69.4M in the public SBA data (as of 2026-03-31).
What is Peoples Bank & Trust's SBA charge-off rate?
About 0.0% of Peoples Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples Bank & Trust do most of its SBA lending?
Peoples Bank & Trust's SBA lending in the data is most concentrated in Illinois, and by industry in Accommodation and Food Services.
Is Peoples Bank & Trust an SBA Preferred Lender (PLP)?
The loan record shows Peoples Bank & Trust operating under PLP delegated authority: 30 of its 7(a) loans (28.0%) were processed through the Preferred Lenders Program, including 29 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-bank-trust/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.