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SBA lender profile

Pine River State Bank

Pine River State Bank appears in the public SBA loan data with 25 funded 7(a) loans since FY2010, totaling $2.6M, an average of $104K per loan, and an estimated 77 jobs supported. Its SBA lending concentrates in Minnesota and the Transportation and Warehousing sector. Across its 7(a) loans, the charge-off rate is 4.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 67
Scale 2
Activity 29
Consistency 51

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
25
Since FY2010
Total volume
$2.6M
Average loan size
$104K
7(a) charge-off rate
4.0%
Share of 7(a) loans charged off
Jobs supported (reported)
77
Programs
7(a)

Is Pine River State Bank the right lender for you?

Lenders fund what they know. Pine River State Bank's SBA lending concentrates in Minnesota (25 loans) and Transportation and Warehousing (5 loans), at an average loan of $104K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$184M
Headquarters
Pine River, MN
FDIC cert
#10194
Status
Active

Where Pine River State Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Minnesota 25 $2.6M

What Pine River State Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Transportation and Warehousing 5 $393K
Other Services 1 $385K
Construction 3 $366K
Real Estate 1 $344K
Agriculture, Forestry, Fishing 3 $338K
Retail Trade 3 $220K

Pine River State Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$179K
20111$35K
20121$110K
20131$385K
20211$65K
20223$338K
20238$1.1M
20243$122K
20254$253K

Related SBA lenders

Other lenders active in Minnesota or in Transportation and Warehousing.

Comparing lenders? See how to choose an SBA lender by track record.

Pine River State Bank: frequently asked questions

Does Pine River State Bank offer SBA loans?

Yes. Pine River State Bank appears in the public SBA data with 25 funded SBA 7(a) loans totaling $2.6M.

How many SBA loans has Pine River State Bank made?

Pine River State Bank is associated with 25 SBA 7(a) loans totaling $2.6M in the public SBA data (as of 2026-03-31).

What is Pine River State Bank's SBA charge-off rate?

About 4.0% of Pine River State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Pine River State Bank do most of its SBA lending?

Pine River State Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Transportation and Warehousing.

For Pine River State Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Pine River State Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Pine River State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pine-river-state-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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