SBA lender profile
Potomac Bank
Potomac Bank appears in the public SBA loan data with 114 funded 7(a) loans since FY2010, totaling $42.1M, an average of $370K per loan, and an estimated 1,700 jobs supported. Its SBA lending concentrates in Virginia and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 0.9%. 50.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 53
- Activity 73
- Consistency 68
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Potomac Bank the right lender for you?
Lenders fund what they know. Potomac Bank's SBA lending concentrates in Virginia (68 loans) and Professional and Technical Services (19 loans), at an average loan of $370K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $975M
- Headquarters
- Charles Town, WV
- FDIC cert
- #9023
- Status
- Active
Where Potomac Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 68 | $21.5M |
| West Virginia | 30 | $11.6M |
| Maryland | 11 | $7.2M |
| Pennsylvania | 4 | $1.7M |
| District of Columbia | 1 | $150K |
Metro areas where Potomac Bank funds
What Potomac Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 19 | $10.5M |
| Manufacturing | 13 | $6.6M |
| Health Care and Social Assistance | 13 | $6.1M |
| Accommodation and Food Services | 14 | $3.9M |
| Administrative and Support | 9 | $3.5M |
| Construction | 8 | $2.8M |
Potomac Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 1 | $600K |
| 2014 | 1 | $300K |
| 2015 | 1 | $25K |
| 2016 | 5 | $1.2M |
| 2017 | 1 | $130K |
| 2018 | 3 | $351K |
| 2019 | 3 | $166K |
| 2020 | 8 | $2.0M |
| 2021 | 12 | $4.4M |
| 2022 | 15 | $4.9M |
| 2023 | 19 | $7.0M |
| 2024 | 15 | $7.8M |
| 2025 | 19 | $9.9M |
| 2026 | 11 | $3.4M |
Related SBA lenders
Other lenders active in Virginia or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Potomac Bank: frequently asked questions
Does Potomac Bank offer SBA loans?
Yes. Potomac Bank appears in the public SBA data with 114 funded SBA 7(a) loans totaling $42.1M.
How many SBA loans has Potomac Bank made?
Potomac Bank is associated with 114 SBA 7(a) loans totaling $42.1M in the public SBA data (as of 2026-03-31).
What is Potomac Bank's SBA charge-off rate?
About 0.9% of Potomac Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Potomac Bank do most of its SBA lending?
Potomac Bank's SBA lending in the data is most concentrated in Virginia, and by industry in Professional and Technical Services.
Is Potomac Bank an SBA Preferred Lender (PLP)?
The loan record shows Potomac Bank operating under PLP delegated authority: 58 of its 7(a) loans (50.9%) were processed through the Preferred Lenders Program, including 36 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Potomac Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/potomac-bank/
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