SBA lender profile
Rhinebeck Bank
Rhinebeck Bank appears in the public SBA loan data with 34 funded 7(a) loans totaling $6.2M, an average of $184K per loan, and an estimated 455 jobs supported. Its SBA lending concentrates in New York and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 5.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
34
Total volume
$6.2M
Average loan size
$184K
Charge-off rate
5.9%
Share of funded loans charged off
Jobs supported (reported)
455
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Rhinebeck, NY
- FDIC cert
- #16032
- Status
- Active
Where Rhinebeck Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 34 | $6.2M |
What Rhinebeck Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 2 | $1.4M |
| Manufacturing | 5 | $927K |
| Accommodation and Food Services | 10 | $849K |
| Construction | 3 | $677K |
| Other Services | 4 | $612K |
| Retail Trade | 3 | $556K |
Rhinebeck Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 3 | $523K |
| 2021 | 4 | $700K |
| 2022 | 7 | $747K |
| 2023 | 5 | $1.0M |
| 2024 | 8 | $1.4M |
| 2025 | 5 | $1.8M |
| 2026 | 2 | $100K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Rhinebeck Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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