SBA lender profile
Rhinebeck Bank
Rhinebeck Bank appears in the public SBA loan data with 133 funded 7(a) loans since FY2010, totaling $14.7M, an average of $111K per loan, and an estimated 1,077 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.5%. 5.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 64
- Scale 41
- Activity 43
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Rhinebeck Bank the right lender for you?
Lenders fund what they know. Rhinebeck Bank's SBA lending concentrates in New York (133 loans) and Accommodation and Food Services (28 loans), at an average loan of $111K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Rhinebeck, NY
- FDIC cert
- #16032
- Status
- Active
Where Rhinebeck Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 133 | $14.7M |
Metro areas where Rhinebeck Bank funds
What Rhinebeck Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 28 | $2.5M |
| Construction | 17 | $2.3M |
| Retail Trade | 18 | $2.1M |
| Arts, Entertainment, Recreation | 4 | $1.5M |
| Manufacturing | 13 | $1.3M |
| Professional and Technical Services | 12 | $1.1M |
Rhinebeck Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $260K |
| 2011 | 7 | $796K |
| 2012 | 7 | $463K |
| 2013 | 2 | $300K |
| 2014 | 6 | $475K |
| 2015 | 14 | $1.8M |
| 2016 | 21 | $1.4M |
| 2017 | 14 | $1.3M |
| 2018 | 16 | $1.3M |
| 2019 | 6 | $348K |
| 2020 | 3 | $523K |
| 2021 | 4 | $700K |
| 2022 | 7 | $747K |
| 2023 | 5 | $1.0M |
| 2024 | 8 | $1.4M |
| 2025 | 5 | $1.8M |
| 2026 | 2 | $100K |
Related SBA lenders
Other lenders active in New York or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Rhinebeck Bank: frequently asked questions
Does Rhinebeck Bank offer SBA loans?
Yes. Rhinebeck Bank appears in the public SBA data with 133 funded SBA 7(a) loans totaling $14.7M.
How many SBA loans has Rhinebeck Bank made?
Rhinebeck Bank is associated with 133 SBA 7(a) loans totaling $14.7M in the public SBA data (as of 2026-03-31).
What is Rhinebeck Bank's SBA charge-off rate?
About 4.5% of Rhinebeck Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Rhinebeck Bank do most of its SBA lending?
Rhinebeck Bank's SBA lending in the data is most concentrated in New York, and by industry in Accommodation and Food Services.
Is Rhinebeck Bank an SBA Preferred Lender (PLP)?
The loan record shows Rhinebeck Bank operating under PLP delegated authority: 7 of its 7(a) loans (5.3%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Rhinebeck Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/rhinebeck-bank/
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