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SBA lender profile

Royal Credit Union

Royal Credit Union appears in the public SBA loan data with 22 funded 7(a) loans since FY2010, totaling $7.3M, an average of $333K per loan, and an estimated 225 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 75
Scale 7
Activity 0
Consistency 52

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
22
Since FY2010
Total volume
$7.3M
Average loan size
$333K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
225
Programs
7(a)

Is Royal Credit Union the right lender for you?

Lenders fund what they know. Royal Credit Union's SBA lending concentrates in Wisconsin (20 loans) and Accommodation and Food Services (6 loans), at an average loan of $333K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Royal Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Wisconsin 20 $6.1M
Minnesota 2 $1.2M

Metro areas where Royal Credit Union funds

What Royal Credit Union funds

Top industries by funded SBA volume.

Royal Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$596K
20117$1.6M
20124$1.6M
20132$1.5M
20142$764K
20171$736K
20221$500K

Related SBA lenders

Other lenders active in Wisconsin or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Royal Credit Union: frequently asked questions

Does Royal Credit Union offer SBA loans?

Yes. Royal Credit Union appears in the public SBA data with 22 funded SBA 7(a) loans totaling $7.3M.

How many SBA loans has Royal Credit Union made?

Royal Credit Union is associated with 22 SBA 7(a) loans totaling $7.3M in the public SBA data (as of 2026-03-31).

What is Royal Credit Union's SBA charge-off rate?

About 0.0% of Royal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Royal Credit Union do most of its SBA lending?

Royal Credit Union's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.

For Royal Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Royal Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Royal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/royal-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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