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SBA lender profile

Scott Credit Union

Scott Credit Union appears in the public SBA loan data with 92 funded 7(a) loans since FY2010, totaling $18.4M, an average of $200K per loan, and an estimated 568 jobs supported. Its SBA lending concentrates in Illinois and the Other Services sector. Across its 7(a) loans, the charge-off rate is 14.1%. 42.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 32
Scale 39
Activity 0
Consistency 52

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
92
Since FY2010
Total volume
$18.4M
Average loan size
$200K
7(a) charge-off rate
14.1%
Share of 7(a) loans charged off
Jobs supported (reported)
568
Programs
7(a)

Is Scott Credit Union the right lender for you?

Lenders fund what they know. Scott Credit Union's SBA lending concentrates in Illinois (61 loans) and Other Services (15 loans), at an average loan of $200K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Scott Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Illinois 61 $9.5M
Missouri 26 $7.6M
Indiana 1 $417K
Alabama 1 $308K
Texas 1 $223K
New York 1 $200K

What Scott Credit Union funds

Top industries by funded SBA volume.

Scott Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20144$233K
20152$1.6M
20163$774K
201736$4.3M
201822$5.8M
20193$236K
202013$4.1M
20217$979K
20222$404K

Related SBA lenders

Other lenders active in Illinois or in Other Services.

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Scott Credit Union: frequently asked questions

Does Scott Credit Union offer SBA loans?

Yes. Scott Credit Union appears in the public SBA data with 92 funded SBA 7(a) loans totaling $18.4M.

How many SBA loans has Scott Credit Union made?

Scott Credit Union is associated with 92 SBA 7(a) loans totaling $18.4M in the public SBA data (as of 2026-03-31).

What is Scott Credit Union's SBA charge-off rate?

About 14.1% of Scott Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Scott Credit Union do most of its SBA lending?

Scott Credit Union's SBA lending in the data is most concentrated in Illinois, and by industry in Other Services.

Is Scott Credit Union an SBA Preferred Lender (PLP)?

The loan record shows Scott Credit Union operating under PLP delegated authority: 39 of its 7(a) loans (42.4%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Scott Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Scott Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Scott Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/scott-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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