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SBA lender profile

Silvergate Bank

Silvergate Bank appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $16.1M, an average of $1.2M per loan, and an estimated 249 jobs supported. Its SBA lending concentrates in California and the Transportation and Warehousing sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
13
Since FY2010
Total volume
$16.1M
Average loan size
$1.2M
7(a) charge-off rate
Insufficient data
Only 13 7(a) loans in the data
Jobs supported (reported)
249
Programs
7(a)

Is Silvergate Bank the right lender for you?

Silvergate Bank appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Silvergate Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
California 13 $16.1M

What Silvergate Bank funds

Top industries by funded SBA volume.

Silvergate Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20104$3.2M
20114$2.9M
20121$1.5M
20131$150K
20141$250K
20182$8.1M

Related SBA lenders

Other lenders active in California or in Transportation and Warehousing.

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Silvergate Bank: frequently asked questions

Does Silvergate Bank offer SBA loans?

Yes. Silvergate Bank appears in the public SBA data with 13 funded SBA 7(a) loans totaling $16.1M.

How many SBA loans has Silvergate Bank made?

Silvergate Bank is associated with 13 SBA 7(a) loans totaling $16.1M in the public SBA data (as of 2026-03-31).

What is Silvergate Bank's SBA charge-off rate?

Silvergate Bank appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Silvergate Bank do most of its SBA lending?

Silvergate Bank's SBA lending in the data is most concentrated in California, and by industry in Transportation and Warehousing.

For Silvergate Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Silvergate Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Silvergate Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/silvergate-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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