SBA lender profile
Southwest Heritage Bank
Southwest Heritage Bank appears in the public SBA loan data with 96 funded 7(a) loans since FY2010, totaling $69.1M, an average of $719K per loan, and an estimated 1,755 jobs supported. Its SBA lending concentrates in Arizona and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 6.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 58
- Scale 56
- Activity 55
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Southwest Heritage Bank the right lender for you?
Lenders fund what they know. Southwest Heritage Bank's SBA lending concentrates in Arizona (83 loans) and Retail Trade (14 loans), at an average loan of $719K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $915M
- Headquarters
- Scottsdale, AZ
- FDIC cert
- #29087
- Status
- Active
Where Southwest Heritage Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Arizona | 83 | $63.9M |
| New Mexico | 10 | $3.4M |
| California | 1 | $950K |
| Texas | 2 | $745K |
Metro areas where Southwest Heritage Bank funds
What Southwest Heritage Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 14 | $11.6M |
| Construction | 11 | $9.6M |
| Accommodation and Food Services | 14 | $9.6M |
| Manufacturing | 9 | $9.4M |
| Other Services | 11 | $7.5M |
| Arts, Entertainment, Recreation | 5 | $7.4M |
Southwest Heritage Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $360K |
| 2012 | 1 | $1.5M |
| 2013 | 4 | $8.0M |
| 2014 | 8 | $11.5M |
| 2015 | 2 | $1.1M |
| 2016 | 8 | $6.5M |
| 2017 | 5 | $2.6M |
| 2018 | 11 | $6.2M |
| 2019 | 16 | $6.2M |
| 2020 | 8 | $2.4M |
| 2021 | 11 | $6.9M |
| 2022 | 9 | $7.2M |
| 2023 | 7 | $5.3M |
| 2024 | 4 | $2.5M |
| 2026 | 1 | $727K |
Related SBA lenders
Other lenders active in Arizona or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Southwest Heritage Bank: frequently asked questions
Does Southwest Heritage Bank offer SBA loans?
Yes. Southwest Heritage Bank appears in the public SBA data with 96 funded SBA 7(a) loans totaling $69.1M.
How many SBA loans has Southwest Heritage Bank made?
Southwest Heritage Bank is associated with 96 SBA 7(a) loans totaling $69.1M in the public SBA data (as of 2026-03-31).
What is Southwest Heritage Bank's SBA charge-off rate?
About 6.3% of Southwest Heritage Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Southwest Heritage Bank do most of its SBA lending?
Southwest Heritage Bank's SBA lending in the data is most concentrated in Arizona, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Southwest Heritage Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/southwest-heritage-bank/
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