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SBA lender profile

State Central Bank

State Central Bank appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $570K, an average of $285K per loan, and an estimated 20 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
2
Since FY2010
Total volume
$570K
Average loan size
$285K
7(a) charge-off rate
Insufficient data
Only 2 7(a) loans in the data
Jobs supported (reported)
20
Programs
7(a)

Is State Central Bank the right lender for you?

State Central Bank appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where State Central Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 2 $570K

What State Central Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 1 $520K
Transportation and Warehousing 1 $50K

State Central Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$570K

Related SBA lenders

Other lenders active in Iowa or in Manufacturing.

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State Central Bank: frequently asked questions

Does State Central Bank offer SBA loans?

Yes. State Central Bank appears in the public SBA data with 2 funded SBA 7(a) loans totaling $570K.

How many SBA loans has State Central Bank made?

State Central Bank is associated with 2 SBA 7(a) loans totaling $570K in the public SBA data (as of 2026-03-31).

What is State Central Bank's SBA charge-off rate?

State Central Bank appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does State Central Bank do most of its SBA lending?

State Central Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.

For State Central Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of State Central Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). State Central Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/state-central-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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