SBA lender profile
The Citizens Bank of Edmond
The Citizens Bank of Edmond appears in the public SBA loan data with 53 funded 7(a) loans since FY2010, totaling $14.8M, an average of $280K per loan, and an estimated 544 jobs supported. Its SBA lending concentrates in Oklahoma and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 28
- Activity 43
- Consistency 63
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Citizens Bank of Edmond the right lender for you?
Lenders fund what they know. The Citizens Bank of Edmond's SBA lending concentrates in Oklahoma (51 loans) and Accommodation and Food Services (14 loans), at an average loan of $280K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $440M
- Headquarters
- Edmond, OK
- FDIC cert
- #4084
- Status
- Active
Where The Citizens Bank of Edmond lends
Top states by funded SBA volume.
Metro areas where The Citizens Bank of Edmond funds
What The Citizens Bank of Edmond funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 14 | $3.5M |
| Professional and Technical Services | 4 | $3.2M |
| Manufacturing | 9 | $2.0M |
| Arts, Entertainment, Recreation | 1 | $1.7M |
| Retail Trade | 13 | $1.5M |
| Health Care and Social Assistance | 4 | $1.4M |
The Citizens Bank of Edmond SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2013 | 1 | $60K |
| 2014 | 2 | $123K |
| 2015 | 2 | $95K |
| 2017 | 3 | $439K |
| 2018 | 7 | $2.0M |
| 2019 | 15 | $5.1M |
| 2020 | 12 | $1.9M |
| 2021 | 4 | $407K |
| 2022 | 1 | $73K |
| 2023 | 2 | $3.4M |
| 2024 | 1 | $40K |
| 2025 | 2 | $843K |
| 2026 | 1 | $450K |
Related SBA lenders
Other lenders active in Oklahoma or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Citizens Bank of Edmond: frequently asked questions
Does The Citizens Bank of Edmond offer SBA loans?
Yes. The Citizens Bank of Edmond appears in the public SBA data with 53 funded SBA 7(a) loans totaling $14.8M.
How many SBA loans has The Citizens Bank of Edmond made?
The Citizens Bank of Edmond is associated with 53 SBA 7(a) loans totaling $14.8M in the public SBA data (as of 2026-03-31).
What is The Citizens Bank of Edmond's SBA charge-off rate?
About 3.8% of The Citizens Bank of Edmond's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Citizens Bank of Edmond do most of its SBA lending?
The Citizens Bank of Edmond's SBA lending in the data is most concentrated in Oklahoma, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Citizens Bank of Edmond SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-bank-of-edmond/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.