SBA lender profile
The Citizens Bank of Edmond
The Citizens Bank of Edmond appears in the public SBA loan data with 23 funded 7(a) loans totaling $7.1M, an average of $307K per loan, and an estimated 311 jobs supported. Its SBA lending concentrates in Oklahoma and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 4.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
23
Total volume
$7.1M
Average loan size
$307K
Charge-off rate
4.3%
Share of funded loans charged off
Jobs supported (reported)
311
Programs
7(a)
Bank profile
via FDIC- Total assets
- $440M
- Headquarters
- Edmond, OK
- FDIC cert
- #4084
- Status
- Active
Where The Citizens Bank of Edmond lends
Top states by funded SBA volume.
What The Citizens Bank of Edmond funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 3 | $3.1M |
| Accommodation and Food Services | 7 | $1.4M |
| Retail Trade | 8 | $1.1M |
| Manufacturing | 2 | $614K |
| Other Services | 2 | $596K |
| Health Care and Social Assistance | 1 | $246K |
The Citizens Bank of Edmond SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 12 | $1.9M |
| 2021 | 4 | $407K |
| 2022 | 1 | $73K |
| 2023 | 2 | $3.4M |
| 2024 | 1 | $40K |
| 2025 | 2 | $843K |
| 2026 | 1 | $450K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Citizens Bank of Edmond's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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