SBA lender profile
The Fidelity Bank
The Fidelity Bank appears in the public SBA loan data with 228 funded 7(a) loans totaling $219.1M, an average of $961K per loan, and an estimated 3,369 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 1.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
228
Total volume
$219.1M
Average loan size
$961K
Charge-off rate
1.8%
Share of funded loans charged off
Jobs supported (reported)
3,369
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.5B
- Headquarters
- Fuquay Varina, NC
- FDIC cert
- #11507
- Status
- Active
Where The Fidelity Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 119 | $111.7M |
| Texas | 24 | $26.2M |
| Florida | 19 | $13.5M |
| South Carolina | 18 | $11.5M |
| Virginia | 4 | $6.7M |
| Illinois | 4 | $5.9M |
What The Fidelity Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 47 | $62.1M |
| Other Services | 41 | $31.5M |
| Construction | 34 | $28.6M |
| Health Care and Social Assistance | 17 | $18.8M |
| Manufacturing | 16 | $16.9M |
| Professional and Technical Services | 15 | $15.4M |
The Fidelity Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 20 | $16.4M |
| 2022 | 49 | $41.3M |
| 2023 | 42 | $39.9M |
| 2024 | 33 | $36.9M |
| 2025 | 55 | $53.0M |
| 2026 | 29 | $31.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Fidelity Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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