SBA lender profile
The Fidelity Bank
The Fidelity Bank appears in the public SBA loan data with 246 funded 7(a) loans since FY2010, totaling $224.1M, an average of $911K per loan, and an estimated 3,561 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.6%. 67.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 77
- Activity 90
- Consistency 54
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Fidelity Bank the right lender for you?
Lenders fund what they know. The Fidelity Bank's SBA lending concentrates in North Carolina (137 loans) and Accommodation and Food Services (48 loans), at an average loan of $911K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.5B
- Headquarters
- Fuquay Varina, NC
- FDIC cert
- #11507
- Status
- Active
Where The Fidelity Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 137 | $116.7M |
| Texas | 24 | $26.2M |
| Florida | 19 | $13.5M |
| South Carolina | 18 | $11.5M |
| Virginia | 4 | $6.7M |
| Illinois | 4 | $5.9M |
Metro areas where The Fidelity Bank funds
What The Fidelity Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 48 | $62.2M |
| Other Services | 41 | $31.5M |
| Construction | 34 | $28.6M |
| Health Care and Social Assistance | 21 | $19.2M |
| Professional and Technical Services | 17 | $17.4M |
| Manufacturing | 18 | $17.1M |
The Fidelity Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $461K |
| 2011 | 12 | $4.4M |
| 2012 | 1 | $100K |
| 2021 | 20 | $16.4M |
| 2022 | 49 | $41.3M |
| 2023 | 42 | $39.9M |
| 2024 | 33 | $36.9M |
| 2025 | 55 | $53.0M |
| 2026 | 29 | $31.6M |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Fidelity Bank: frequently asked questions
Does The Fidelity Bank offer SBA loans?
Yes. The Fidelity Bank appears in the public SBA data with 246 funded SBA 7(a) loans totaling $224.1M.
How many SBA loans has The Fidelity Bank made?
The Fidelity Bank is associated with 246 SBA 7(a) loans totaling $224.1M in the public SBA data (as of 2026-03-31).
What is The Fidelity Bank's SBA charge-off rate?
About 1.6% of The Fidelity Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Fidelity Bank do most of its SBA lending?
The Fidelity Bank's SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
Is The Fidelity Bank an SBA Preferred Lender (PLP)?
The loan record shows The Fidelity Bank operating under PLP delegated authority: 166 of its 7(a) loans (67.5%) were processed through the Preferred Lenders Program, including 95 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Fidelity Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-fidelity-bank/
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