SBA lender profile
The Southern Bank Company
The Southern Bank Company appears in the public SBA loan data with 5 funded 7(a) loans since FY2010, totaling $2.5M, an average of $499K per loan, and an estimated 30 jobs supported. Its SBA lending concentrates in Alabama and the Real Estate sector. With only 5 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is The Southern Bank Company the right lender for you?
The Southern Bank Company appears in the SBA record with 5 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
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Where The Southern Bank Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 5 | $2.5M |
What The Southern Bank Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 1 | $1.3M |
| Other Services | 1 | $845K |
| Health Care and Social Assistance | 2 | $250K |
| Manufacturing | 1 | $150K |
The Southern Bank Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 1 | $1.3M |
| 2015 | 1 | $150K |
| 2016 | 2 | $995K |
| 2017 | 1 | $100K |
Related SBA lenders
Other lenders active in Alabama or in Real Estate.
Comparing lenders? See how to choose an SBA lender by track record.
The Southern Bank Company: frequently asked questions
Does The Southern Bank Company offer SBA loans?
Yes. The Southern Bank Company appears in the public SBA data with 5 funded SBA 7(a) loans totaling $2.5M.
How many SBA loans has The Southern Bank Company made?
The Southern Bank Company is associated with 5 SBA 7(a) loans totaling $2.5M in the public SBA data (as of 2026-03-31).
What is The Southern Bank Company's SBA charge-off rate?
The Southern Bank Company appears with only 5 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does The Southern Bank Company do most of its SBA lending?
The Southern Bank Company's SBA lending in the data is most concentrated in Alabama, and by industry in Real Estate.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Southern Bank Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-southern-bank-company/
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