SBA lender profile
The Upstate National Bank
The Upstate National Bank appears in the public SBA loan data with 4 funded 7(a) loans totaling $527K, an average of $132K per loan, and an estimated 12 jobs supported. Its SBA lending concentrates in New York and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$527K
Average loan size
$132K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
12
Programs
7(a)
Bank profile
via FDIC- Total assets
- $285M
- Headquarters
- Ogdensburg, NY
- FDIC cert
- #13748
- Status
- Active
Where The Upstate National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 4 | $527K |
What The Upstate National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 2 | $227K |
| Retail Trade | 1 | $200K |
| Wholesale Trade | 1 | $100K |
The Upstate National Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2025 | 3 | $327K |
| 2026 | 1 | $200K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Upstate National Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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