SBA lender profile
Tioga State Bank, National Association
Tioga State Bank, National Association appears in the public SBA loan data with 62 funded 7(a) loans since FY2010, totaling $8.6M, an average of $139K per loan, and an estimated 398 jobs supported. Its SBA lending concentrates in New York and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 22
- Activity 13
- Consistency 60
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Tioga State Bank, National Association the right lender for you?
Lenders fund what they know. Tioga State Bank, National Association's SBA lending concentrates in New York (60 loans) and Manufacturing (4 loans), at an average loan of $139K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Tioga State Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 60 | $8.4M |
| Pennsylvania | 2 | $240K |
Metro areas where Tioga State Bank, National Association funds
What Tioga State Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 4 | $2.6M |
| Health Care and Social Assistance | 8 | $1.3M |
| Retail Trade | 16 | $1.1M |
| Arts, Entertainment, Recreation | 4 | $908K |
| Other Services | 11 | $827K |
| Accommodation and Food Services | 4 | $473K |
Tioga State Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $917K |
| 2011 | 16 | $3.7M |
| 2012 | 10 | $841K |
| 2013 | 1 | $140K |
| 2014 | 5 | $840K |
| 2015 | 4 | $415K |
| 2016 | 3 | $225K |
| 2017 | 6 | $653K |
| 2018 | 7 | $514K |
| 2019 | 2 | $85K |
| 2020 | 3 | $307K |
| 2023 | 1 | $50K |
Related SBA lenders
Other lenders active in New York or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Tioga State Bank, National Association: frequently asked questions
Does Tioga State Bank, National Association offer SBA loans?
Yes. Tioga State Bank, National Association appears in the public SBA data with 62 funded SBA 7(a) loans totaling $8.6M.
How many SBA loans has Tioga State Bank, National Association made?
Tioga State Bank, National Association is associated with 62 SBA 7(a) loans totaling $8.6M in the public SBA data (as of 2026-03-31).
What is Tioga State Bank, National Association's SBA charge-off rate?
About 3.2% of Tioga State Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Tioga State Bank, National Association do most of its SBA lending?
Tioga State Bank, National Association's SBA lending in the data is most concentrated in New York, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Tioga State Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/tioga-state-bank-national-association/
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