SBA lender profile
Unity National Bank of Houston
Unity National Bank of Houston appears in the public SBA loan data with 26 funded 7(a) loans totaling $15.1M, an average of $581K per loan, and an estimated 395 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
26
Total volume
$15.1M
Average loan size
$581K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
395
Programs
7(a)
Bank profile
via FDIC- Total assets
- $236M
- Headquarters
- Houston, TX
- FDIC cert
- #26351
- Status
- Active
Where Unity National Bank of Houston lends
Top states by funded SBA volume.
What Unity National Bank of Houston funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 3 | $4.1M |
| Real Estate | 1 | $2.1M |
| Wholesale Trade | 4 | $1.9M |
| Health Care and Social Assistance | 7 | $1.8M |
| Retail Trade | 5 | $1.6M |
| Information | 1 | $1.6M |
Unity National Bank of Houston SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $662K |
| 2021 | 10 | $8.7M |
| 2022 | 11 | $4.5M |
| 2024 | 3 | $1.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Unity National Bank of Houston's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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