SBA lender profile
University Bank
University Bank appears in the public SBA loan data with 47 funded 7(a) loans totaling $30.0M, an average of $638K per loan, and an estimated 659 jobs supported. Its SBA lending concentrates in Michigan and the Administrative and Support sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
47
Total volume
$30.0M
Average loan size
$638K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
659
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Ann Arbor, MI
- FDIC cert
- #14587
- Status
- Active
Where University Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 35 | $18.4M |
| Florida | 8 | $6.3M |
| North Carolina | 1 | $3.5M |
| New York | 1 | $1.3M |
| Ohio | 2 | $499K |
What University Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Administrative and Support | 6 | $6.3M |
| Wholesale Trade | 10 | $6.3M |
| Accommodation and Food Services | 4 | $5.5M |
| Manufacturing | 1 | $3.5M |
| Other Services | 6 | $1.7M |
| Retail Trade | 5 | $1.6M |
University Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $390K |
| 2021 | 4 | $1.0M |
| 2022 | 8 | $3.7M |
| 2023 | 7 | $4.9M |
| 2024 | 7 | $4.2M |
| 2025 | 14 | $10.9M |
| 2026 | 3 | $4.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of University Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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