SBA lender profile
USAlliance FCU
USAlliance FCU appears in the public SBA loan data with 49 funded 7(a) loans since FY2010, totaling $5.3M, an average of $108K per loan, and an estimated 534 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 12
- Activity 0
- Consistency 43
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is USAlliance FCU the right lender for you?
Lenders fund what they know. USAlliance FCU's SBA lending concentrates in New York (46 loans) and Retail Trade (17 loans), at an average loan of $108K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where USAlliance FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 46 | $5.0M |
| New Jersey | 3 | $275K |
What USAlliance FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 17 | $1.3M |
| Accommodation and Food Services | 8 | $1.1M |
| Finance and Insurance | 2 | $1.1M |
| Health Care and Social Assistance | 6 | $490K |
| Other Services | 5 | $334K |
| Professional and Technical Services | 3 | $280K |
USAlliance FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $743K |
| 2011 | 10 | $1.7M |
| 2012 | 12 | $1.5M |
| 2013 | 19 | $1.3M |
| 2014 | 2 | $30K |
Related SBA lenders
Other lenders active in New York or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
USAlliance FCU: frequently asked questions
Does USAlliance FCU offer SBA loans?
Yes. USAlliance FCU appears in the public SBA data with 49 funded SBA 7(a) loans totaling $5.3M.
How many SBA loans has USAlliance FCU made?
USAlliance FCU is associated with 49 SBA 7(a) loans totaling $5.3M in the public SBA data (as of 2026-03-31).
What is USAlliance FCU's SBA charge-off rate?
About 0.0% of USAlliance FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does USAlliance FCU do most of its SBA lending?
USAlliance FCU's SBA lending in the data is most concentrated in New York, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). USAlliance FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/usalliance-fcu/
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