SBA lender profile
Uwharrie Bank
Uwharrie Bank appears in the public SBA loan data with 39 funded 7(a) loans since FY2010, totaling $18.1M, an average of $464K per loan, and an estimated 557 jobs supported. Its SBA lending concentrates in North Carolina and the Arts, Entertainment, Recreation sector. Across its 7(a) loans, the charge-off rate is 10.3%. 10.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 51
- Scale 26
- Activity 0
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Uwharrie Bank the right lender for you?
Lenders fund what they know. Uwharrie Bank's SBA lending concentrates in North Carolina (30 loans) and Arts, Entertainment, Recreation (8 loans), at an average loan of $464K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Albemarle, NC
- FDIC cert
- #24919
- Status
- Active
Where Uwharrie Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 30 | $11.7M |
| South Carolina | 2 | $2.0M |
| Georgia | 2 | $1.9M |
| Virginia | 2 | $1.2M |
| Florida | 1 | $788K |
| Texas | 1 | $274K |
Metro areas where Uwharrie Bank funds
What Uwharrie Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 8 | $4.4M |
| Manufacturing | 11 | $3.8M |
| Retail Trade | 3 | $2.8M |
| Other Services | 6 | $2.7M |
| Construction | 3 | $1.7M |
| Accommodation and Food Services | 4 | $1.0M |
Uwharrie Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $1.4M |
| 2011 | 1 | $465K |
| 2012 | 5 | $1.0M |
| 2014 | 1 | $230K |
| 2015 | 1 | $320K |
| 2017 | 1 | $68K |
| 2018 | 4 | $4.0M |
| 2019 | 8 | $4.4M |
| 2020 | 10 | $5.5M |
| 2022 | 3 | $612K |
Related SBA lenders
Other lenders active in North Carolina or in Arts, Entertainment, Recreation.
Comparing lenders? See how to choose an SBA lender by track record.
Uwharrie Bank: frequently asked questions
Does Uwharrie Bank offer SBA loans?
Yes. Uwharrie Bank appears in the public SBA data with 39 funded SBA 7(a) loans totaling $18.1M.
How many SBA loans has Uwharrie Bank made?
Uwharrie Bank is associated with 39 SBA 7(a) loans totaling $18.1M in the public SBA data (as of 2026-03-31).
What is Uwharrie Bank's SBA charge-off rate?
About 10.3% of Uwharrie Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Uwharrie Bank do most of its SBA lending?
Uwharrie Bank's SBA lending in the data is most concentrated in North Carolina, and by industry in Arts, Entertainment, Recreation.
Is Uwharrie Bank an SBA Preferred Lender (PLP)?
The loan record shows Uwharrie Bank operating under PLP delegated authority: 4 of its 7(a) loans (10.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Uwharrie Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/uwharrie-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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