SBA lender profile
Uwharrie Bank
Uwharrie Bank appears in the public SBA loan data with 13 funded 7(a) loans totaling $6.1M, an average of $470K per loan, and an estimated 135 jobs supported. Its SBA lending concentrates in North Carolina and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 15.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
13
Total volume
$6.1M
Average loan size
$470K
Charge-off rate
15.4%
Share of funded loans charged off
Jobs supported (reported)
135
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.2B
- Headquarters
- Albemarle, NC
- FDIC cert
- #24919
- Status
- Active
Where Uwharrie Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 8 | $2.8M |
| Georgia | 1 | $1.5M |
| Florida | 1 | $788K |
| Virginia | 1 | $536K |
| South Carolina | 1 | $217K |
| Alabama | 1 | $216K |
What Uwharrie Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 6 | $3.4M |
| Other Services | 3 | $1.1M |
| Administrative and Support | 1 | $583K |
| Construction | 1 | $569K |
| Accommodation and Food Services | 1 | $246K |
| Manufacturing | 1 | $217K |
Uwharrie Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 10 | $5.5M |
| 2022 | 3 | $612K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Uwharrie Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.