SBA lending by metro area
SBA lenders in Albemarle, NC
Which lenders fund Albemarle-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Albemarle area
Ranked by SBA volume funded to businesses located in the Albemarle micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 5 | $4.8M | $955K | not reported |
| 2 | Wells Fargo Bank National Association | 17 | $4.7M | $276K | not reported |
| 3 | Business Expansion Funding Corporation | 5 | $3.9M | $776K | not reported |
| 4 | Carolina Business Capital, Inc. | 7 | $2.3M | $328K | not reported |
| 5 | First Bank | 5 | $1.7M | $334K | not reported |
| 6 | Uwharrie Bank | 5 | $908K | $182K | not reported |
| 7 | VelocitySBA, LLC | 5 | $63K | $13K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Albemarle compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Albemarle area | $335K ▲ 28.8% | 12.2% ▲ 4.6 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Albemarle
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 19 | $24.4M |
| Other Services | 10 | $8.1M |
| Manufacturing | 14 | $6.9M |
| Retail Trade | 19 | $6.9M |
| Agriculture, Forestry, Fishing | 6 | $4.8M |
| Health Care and Social Assistance | 5 | $3.1M |
| Construction | 8 | $870K |
SBA lending in Albemarle by year
Geography, precisely
"Albemarle area" here means the Albemarle, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Stanly County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.