SBA lending by metro area
SBA lenders in Montgomery, AL
Which lenders fund Montgomery-area businesses, how much, and how the market compares with Alabama: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Montgomery area
Ranked by SBA volume funded to businesses located in the Montgomery metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Southern Development Council | 40 | $30.1M | $752K | not reported |
| 2 | Metro City Bank | 29 | $23.4M | $807K | 0.00% |
| 3 | Pinnacle Bank | 20 | $19.2M | $958K | 0.00% |
| 4 | The Huntington National Bank | 17 | $15.2M | $892K | not reported |
| 5 | Live Oak Banking Company | 11 | $14.8M | $1.3M | not reported |
| 6 | Bank of Hope | 8 | $12.6M | $1.6M | not reported |
| 7 | Regions Bank | 17 | $11.5M | $676K | not reported |
| 8 | Florida Business Development Corporation | 17 | $10.3M | $604K | not reported |
| 9 | PromiseOne Bank | 9 | $9.6M | $1.1M | not reported |
| 10 | Touchmark National Bank | 6 | $9.5M | $1.6M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Montgomery compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Montgomery area | $288K ▲ 15.2% | 13.9% ▼ 2.1 pts |
| Alabama | $250K | 16.0% |
| United States | $179K | 11.2% |
What gets funded in Montgomery
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 111 | $161.4M |
| Retail Trade | 90 | $58.4M |
| Health Care and Social Assistance | 46 | $31.0M |
| Manufacturing | 35 | $28.6M |
| Professional and Technical Services | 46 | $22.4M |
| Other Services | 48 | $15.4M |
| Real Estate | 15 | $11.9M |
| Arts, Entertainment, Recreation | 20 | $10.6M |
SBA lending in Montgomery by year
Geography, precisely
"Montgomery area" here means the Montgomery, AL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Autauga County, AL; Elmore County, AL; Lowndes County, AL; Montgomery County, AL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.