SBA lender profile
Virginia National Bank
Virginia National Bank appears in the public SBA loan data with 102 funded 7(a) loans since FY2010, totaling $20.6M, an average of $202K per loan, and an estimated 821 jobs supported. Its SBA lending concentrates in Virginia and the Construction sector. Across its 7(a) loans, the charge-off rate is 5.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 59
- Scale 42
- Activity 14
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Virginia National Bank the right lender for you?
Lenders fund what they know. Virginia National Bank's SBA lending concentrates in Virginia (101 loans) and Construction (13 loans), at an average loan of $202K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Charlottesville, VA
- FDIC cert
- #34755
- Status
- Active
Where Virginia National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 101 | $20.4M |
| North Carolina | 1 | $125K |
Metro areas where Virginia National Bank funds
What Virginia National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 13 | $4.1M |
| Manufacturing | 11 | $3.4M |
| Agriculture, Forestry, Fishing | 4 | $3.1M |
| Retail Trade | 19 | $3.1M |
| Accommodation and Food Services | 10 | $1.5M |
| Administrative and Support | 5 | $1.3M |
Virginia National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $1.0M |
| 2011 | 8 | $1.0M |
| 2012 | 9 | $692K |
| 2013 | 5 | $570K |
| 2014 | 8 | $750K |
| 2015 | 9 | $615K |
| 2016 | 9 | $2.6M |
| 2017 | 10 | $1.7M |
| 2018 | 8 | $1.7M |
| 2019 | 1 | $75K |
| 2020 | 6 | $3.6M |
| 2021 | 8 | $1.2M |
| 2022 | 12 | $4.9M |
| 2024 | 2 | $175K |
Related SBA lenders
Other lenders active in Virginia or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Virginia National Bank: frequently asked questions
Does Virginia National Bank offer SBA loans?
Yes. Virginia National Bank appears in the public SBA data with 102 funded SBA 7(a) loans totaling $20.6M.
How many SBA loans has Virginia National Bank made?
Virginia National Bank is associated with 102 SBA 7(a) loans totaling $20.6M in the public SBA data (as of 2026-03-31).
What is Virginia National Bank's SBA charge-off rate?
About 5.9% of Virginia National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Virginia National Bank do most of its SBA lending?
Virginia National Bank's SBA lending in the data is most concentrated in Virginia, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Virginia National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/virginia-national-bank/
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