SBA lender profile
Waypoint Bank
Waypoint Bank appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $2.3M, an average of $329K per loan, and an estimated 79 jobs supported. Its SBA lending concentrates in Nebraska and the Wholesale Trade sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Waypoint Bank the right lender for you?
Waypoint Bank appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $405M
- Headquarters
- Cozad, NE
- FDIC cert
- #5394
- Status
- Active
Where Waypoint Bank lends
Top states by funded SBA volume.
Metro areas where Waypoint Bank funds
What Waypoint Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $1.4M |
| Manufacturing | 1 | $640K |
| Transportation and Warehousing | 3 | $212K |
| Other Services | 1 | $60K |
| Accommodation and Food Services | 1 | $40K |
Waypoint Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.4M |
| 2012 | 1 | $640K |
| 2017 | 1 | $60K |
| 2019 | 2 | $140K |
| 2020 | 2 | $112K |
Related SBA lenders
Other lenders active in Nebraska or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Waypoint Bank: frequently asked questions
Does Waypoint Bank offer SBA loans?
Yes. Waypoint Bank appears in the public SBA data with 7 funded SBA 7(a) loans totaling $2.3M.
How many SBA loans has Waypoint Bank made?
Waypoint Bank is associated with 7 SBA 7(a) loans totaling $2.3M in the public SBA data (as of 2026-03-31).
What is Waypoint Bank's SBA charge-off rate?
Waypoint Bank appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Waypoint Bank do most of its SBA lending?
Waypoint Bank's SBA lending in the data is most concentrated in Nebraska, and by industry in Wholesale Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Waypoint Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/waypoint-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.