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SBA lender profile

West Alabama Bank and Trust

West Alabama Bank and Trust appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $343K, an average of $172K per loan, and an estimated 6 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
2
Since FY2010
Total volume
$343K
Average loan size
$172K
7(a) charge-off rate
Insufficient data
Only 2 7(a) loans in the data
Jobs supported (reported)
6
Programs
7(a)

Is West Alabama Bank and Trust the right lender for you?

West Alabama Bank and Trust appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where West Alabama Bank and Trust lends

Top states by funded SBA volume.

StateLoansTotal volume
Alabama 2 $343K

What West Alabama Bank and Trust funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 1 $193K
Wholesale Trade 1 $150K

West Alabama Bank and Trust SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20121$193K
20131$150K

Related SBA lenders

Other lenders active in Alabama or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

West Alabama Bank and Trust: frequently asked questions

Does West Alabama Bank and Trust offer SBA loans?

Yes. West Alabama Bank and Trust appears in the public SBA data with 2 funded SBA 7(a) loans totaling $343K.

How many SBA loans has West Alabama Bank and Trust made?

West Alabama Bank and Trust is associated with 2 SBA 7(a) loans totaling $343K in the public SBA data (as of 2026-03-31).

What is West Alabama Bank and Trust's SBA charge-off rate?

West Alabama Bank and Trust appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does West Alabama Bank and Trust do most of its SBA lending?

West Alabama Bank and Trust's SBA lending in the data is most concentrated in Alabama, and by industry in Retail Trade.

For West Alabama Bank and Trust

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of West Alabama Bank and Trust's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). West Alabama Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/west-alabama-bank-and-trust/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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