SBA lender profile
West Central Bank
West Central Bank appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $3.7M, an average of $529K per loan, and an estimated 118 jobs supported. Its SBA lending concentrates in Illinois and the Retail Trade sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is West Central Bank the right lender for you?
West Central Bank appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where West Central Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Illinois | 7 | $3.7M |
Metro areas where West Central Bank funds
What West Central Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $1.3M |
| Accommodation and Food Services | 3 | $900K |
| Manufacturing | 1 | $810K |
| Other Services | 1 | $450K |
| Administrative and Support | 1 | $257K |
West Central Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $810K |
| 2011 | 2 | $600K |
| 2015 | 1 | $300K |
| 2017 | 3 | $2.0M |
Related SBA lenders
Other lenders active in Illinois or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
West Central Bank: frequently asked questions
Does West Central Bank offer SBA loans?
Yes. West Central Bank appears in the public SBA data with 7 funded SBA 7(a) loans totaling $3.7M.
How many SBA loans has West Central Bank made?
West Central Bank is associated with 7 SBA 7(a) loans totaling $3.7M in the public SBA data (as of 2026-03-31).
What is West Central Bank's SBA charge-off rate?
West Central Bank appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does West Central Bank do most of its SBA lending?
West Central Bank's SBA lending in the data is most concentrated in Illinois, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). West Central Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/west-central-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.