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SBA lender profile

Western States Bank

Western States Bank appears in the public SBA loan data with 16 funded 7(a) loans since FY2010, totaling $1.6M, an average of $102K per loan, and an estimated 87 jobs supported. Its SBA lending concentrates in Nebraska and the Retail Trade sector. With only 16 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
16
Since FY2010
Total volume
$1.6M
Average loan size
$102K
7(a) charge-off rate
Insufficient data
Only 16 7(a) loans in the data
Jobs supported (reported)
87
Programs
7(a)

Is Western States Bank the right lender for you?

Western States Bank appears in the SBA record with 16 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Western States Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Nebraska 16 $1.6M

Metro areas where Western States Bank funds

What Western States Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 3 $700K
Manufacturing 4 $329K
Wholesale Trade 1 $200K
Other Services 2 $158K
Accommodation and Food Services 4 $155K
Information 2 $90K

Western States Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$290K
20111$45K
20124$272K
20131$150K
20141$500K
20154$300K
20162$75K

Related SBA lenders

Other lenders active in Nebraska or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Western States Bank: frequently asked questions

Does Western States Bank offer SBA loans?

Yes. Western States Bank appears in the public SBA data with 16 funded SBA 7(a) loans totaling $1.6M.

How many SBA loans has Western States Bank made?

Western States Bank is associated with 16 SBA 7(a) loans totaling $1.6M in the public SBA data (as of 2026-03-31).

What is Western States Bank's SBA charge-off rate?

Western States Bank appears with only 16 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Western States Bank do most of its SBA lending?

Western States Bank's SBA lending in the data is most concentrated in Nebraska, and by industry in Retail Trade.

For Western States Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Western States Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Western States Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/western-states-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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