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SBA lender profile

Wilson & Muir Bank & Trust Company

Wilson & Muir Bank & Trust Company appears in the public SBA loan data with 51 funded 7(a) loans since FY2010, totaling $11.9M, an average of $233K per loan, and an estimated 600 jobs supported. Its SBA lending concentrates in Kentucky and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 80
Scale 24
Activity 50
Consistency 70

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
51
Since FY2010
Total volume
$11.9M
Average loan size
$233K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
600
Programs
7(a)

Is Wilson & Muir Bank & Trust Company the right lender for you?

Lenders fund what they know. Wilson & Muir Bank & Trust Company's SBA lending concentrates in Kentucky (48 loans) and Health Care and Social Assistance (10 loans), at an average loan of $233K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$0M
Headquarters
Bardstown, KY
FDIC cert
#15681
Status
Inactive

Where Wilson & Muir Bank & Trust Company lends

Top states by funded SBA volume.

StateLoansTotal volume
Kentucky 48 $11.5M
Indiana 3 $353K

What Wilson & Muir Bank & Trust Company funds

Top industries by funded SBA volume.

Wilson & Muir Bank & Trust Company SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20115$985K
20123$341K
20136$553K
20144$185K
20153$183K
20164$323K
20173$628K
20181$300K
20192$600K
20201$100K
20214$700K
20223$884K
20237$4.5M
20243$671K
20252$883K

Related SBA lenders

Other lenders active in Kentucky or in Health Care and Social Assistance.

Comparing lenders? See how to choose an SBA lender by track record.

Wilson & Muir Bank & Trust Company: frequently asked questions

Does Wilson & Muir Bank & Trust Company offer SBA loans?

Yes. Wilson & Muir Bank & Trust Company appears in the public SBA data with 51 funded SBA 7(a) loans totaling $11.9M.

How many SBA loans has Wilson & Muir Bank & Trust Company made?

Wilson & Muir Bank & Trust Company is associated with 51 SBA 7(a) loans totaling $11.9M in the public SBA data (as of 2026-03-31).

What is Wilson & Muir Bank & Trust Company's SBA charge-off rate?

About 0.0% of Wilson & Muir Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Wilson & Muir Bank & Trust Company do most of its SBA lending?

Wilson & Muir Bank & Trust Company's SBA lending in the data is most concentrated in Kentucky, and by industry in Health Care and Social Assistance.

For Wilson & Muir Bank & Trust Company

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Wilson & Muir Bank & Trust Company's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Wilson & Muir Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/wilson-muir-bank-trust-company/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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