SBA lender profile
Woodlands National Bank
Woodlands National Bank appears in the public SBA loan data with 271 funded 7(a) loans since FY2010, totaling $88.0M, an average of $325K per loan, and an estimated 3,454 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.9%. 77.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 70
- Activity 43
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Woodlands National Bank the right lender for you?
Lenders fund what they know. Woodlands National Bank's SBA lending concentrates in Minnesota (269 loans) and Manufacturing (49 loans), at an average loan of $325K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $33M
- Headquarters
- Onamia, MN
- FDIC cert
- #10966
- Status
- Inactive
Where Woodlands National Bank lends
Top states by funded SBA volume.
Metro areas where Woodlands National Bank funds
What Woodlands National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 49 | $27.8M |
| Accommodation and Food Services | 36 | $13.6M |
| Retail Trade | 39 | $13.1M |
| Professional and Technical Services | 16 | $6.8M |
| Health Care and Social Assistance | 17 | $6.4M |
| Construction | 35 | $6.0M |
Woodlands National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 28 | $4.1M |
| 2011 | 26 | $6.0M |
| 2012 | 23 | $4.9M |
| 2013 | 22 | $9.4M |
| 2014 | 29 | $11.6M |
| 2015 | 19 | $4.5M |
| 2016 | 25 | $7.1M |
| 2017 | 21 | $8.9M |
| 2018 | 21 | $5.0M |
| 2019 | 15 | $6.6M |
| 2020 | 11 | $7.0M |
| 2021 | 17 | $5.5M |
| 2022 | 7 | $3.2M |
| 2023 | 3 | $334K |
| 2024 | 1 | $350K |
| 2025 | 3 | $3.4M |
Related SBA lenders
Other lenders active in Minnesota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Woodlands National Bank: frequently asked questions
Does Woodlands National Bank offer SBA loans?
Yes. Woodlands National Bank appears in the public SBA data with 271 funded SBA 7(a) loans totaling $88.0M.
How many SBA loans has Woodlands National Bank made?
Woodlands National Bank is associated with 271 SBA 7(a) loans totaling $88.0M in the public SBA data (as of 2026-03-31).
What is Woodlands National Bank's SBA charge-off rate?
About 2.9% of Woodlands National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Woodlands National Bank do most of its SBA lending?
Woodlands National Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Manufacturing.
Is Woodlands National Bank an SBA Preferred Lender (PLP)?
The loan record shows Woodlands National Bank operating under PLP delegated authority: 210 of its 7(a) loans (77.5%) were processed through the Preferred Lenders Program, including 2 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Woodlands National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/woodlands-national-bank/
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