SBA lender profile
Y-12 FCU
Y-12 FCU appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $1.9M, an average of $146K per loan, and an estimated 64 jobs supported. Its SBA lending concentrates in Kentucky and the Transportation and Warehousing sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Y-12 FCU the right lender for you?
Y-12 FCU appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Y-12 FCU lends
Top states by funded SBA volume.
Metro areas where Y-12 FCU funds
What Y-12 FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 1 | $339K |
| Manufacturing | 2 | $316K |
| Arts, Entertainment, Recreation | 1 | $314K |
| Professional and Technical Services | 2 | $293K |
| Other Services | 2 | $232K |
| Accommodation and Food Services | 1 | $158K |
Y-12 FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 4 | $464K |
| 2017 | 7 | $1.0M |
| 2018 | 2 | $432K |
Related SBA lenders
Other lenders active in Kentucky or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
Y-12 FCU: frequently asked questions
Does Y-12 FCU offer SBA loans?
Yes. Y-12 FCU appears in the public SBA data with 13 funded SBA 7(a) loans totaling $1.9M.
How many SBA loans has Y-12 FCU made?
Y-12 FCU is associated with 13 SBA 7(a) loans totaling $1.9M in the public SBA data (as of 2026-03-31).
What is Y-12 FCU's SBA charge-off rate?
Y-12 FCU appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Y-12 FCU do most of its SBA lending?
Y-12 FCU's SBA lending in the data is most concentrated in Kentucky, and by industry in Transportation and Warehousing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Y-12 FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/y-12-fcu/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.