SBA lender profile
bankESB
bankESB appears in the public SBA loan data with 63 funded 7(a) loans since FY2010, totaling $7.8M, an average of $124K per loan, and an estimated 644 jobs supported. Its SBA lending concentrates in Massachusetts and the Educational Services sector. Across its 7(a) loans, the charge-off rate is 4.8%. 14.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 64
- Scale 21
- Activity 20
- Consistency 66
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is bankESB the right lender for you?
Lenders fund what they know. bankESB's SBA lending concentrates in Massachusetts (44 loans) and Educational Services (2 loans), at an average loan of $124K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.0B
- Headquarters
- Easthampton, MA
- FDIC cert
- #90188
- Status
- Active
Where bankESB lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 44 | $6.0M |
| Connecticut | 19 | $1.8M |
Metro areas where bankESB funds
What bankESB funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Educational Services | 2 | $1.7M |
| Accommodation and Food Services | 10 | $1.0M |
| Other Services | 8 | $950K |
| Construction | 10 | $926K |
| Manufacturing | 9 | $853K |
| Health Care and Social Assistance | 6 | $671K |
bankESB SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $340K |
| 2011 | 1 | $150K |
| 2012 | 4 | $363K |
| 2013 | 6 | $550K |
| 2014 | 7 | $691K |
| 2015 | 19 | $1.8M |
| 2016 | 13 | $1.2M |
| 2017 | 3 | $70K |
| 2019 | 1 | $250K |
| 2022 | 2 | $87K |
| 2024 | 1 | $248K |
| 2025 | 1 | $350K |
| 2026 | 1 | $1.7M |
Related SBA lenders
Other lenders active in Massachusetts or in Educational Services.
Comparing lenders? See how to choose an SBA lender by track record.
bankESB: frequently asked questions
Does bankESB offer SBA loans?
Yes. bankESB appears in the public SBA data with 63 funded SBA 7(a) loans totaling $7.8M.
How many SBA loans has bankESB made?
bankESB is associated with 63 SBA 7(a) loans totaling $7.8M in the public SBA data (as of 2026-03-31).
What is bankESB's SBA charge-off rate?
About 4.8% of bankESB's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does bankESB do most of its SBA lending?
bankESB's SBA lending in the data is most concentrated in Massachusetts, and by industry in Educational Services.
Is bankESB an SBA Preferred Lender (PLP)?
The loan record shows bankESB operating under PLP delegated authority: 9 of its 7(a) loans (14.3%) were processed through the Preferred Lenders Program, including 2 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). bankESB SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bankesb/
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